Archived
My girlfriend just got served for non payment of her credit card, she is unemployed, what can they do to her, Arizona.
Brett's answer
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Answered on December 15, 2013
Once a judgment is entered, her wages can be garnished, her bank account can be attached, and her car can be sold (although this is more unlikely)....
Archived
Do I have 30 days to respond to a letter stating I may be sued/possible judgment for old debt, with out ever being served?
Brett's answer
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Answered on December 15, 2013
In most cases a judgment can't be obtained without personal service of the summons and complaint.
Archived
How do you collect a judgment once it is rendered
Brett's answer
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Answered on December 15, 2013
It sounds as the defendant's attorney tried to condition the signing of a general release as a condition of settlement. This is not required. Your...
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Archived
I am an landlord & if I filed a notice of eviction against my tenants before they file bankruptcy can't I still take possesion
Brett's answer
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Answered on December 15, 2013
Once a bankruptcy case is filed, the automatic stay stops most forms of collection activity. There are special rules dealing with landlord/tenant...
Archived
My debt attorney never informed me that they received a response/settlement offer. My account is now garnished. What do I do?
Brett's answer
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Answered on December 15, 2013
You may want to contact a legal malpractice attorney, although the amount of money at issue may make it difficult to get one interested in this case.
Archived
I have a lien of 30 k but im on title only .the first owner gave house in bankruptcy.can i dispute the lien.
Brett's answer
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Answered on December 15, 2013
If you're on the title--the deed--then both you and the property are subject to HOA claims.
Archived
For a few years all my accounts went delinquent paid everything off or how long until my credit score is near 650 approx?
Brett's answer
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Answered on December 15, 2013
I agree with Mr. Wade. It can be a slow process.
Interestingly, most of my clients' credit scores recover faster after bankruptcy than after...
Archived
If a judgement does not appear in my credit report, but I try to settle it, can the company report it during the negotiations?
Brett's answer
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Answered on December 14, 2013
Yes, although judgments are typically reported on your credit report regardless.
Archived
Getting divorced one filing bankruptcy credit cards have 1 mainaccountholder withsecond just cardholderwilltheotherbe effected
Brett's answer
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Answered on December 14, 2013
If you're a joint account holder, yes, it will affect you. The account might be canceled, and if all payments are not made as required, your credit...
Was DCSS within their legal rights when they levied my joint bank account with the father of my children?
Brett's answer
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Answered on December 14, 2013
The problem was that you had a joint bank account. Since your husband had the legal right to all of the money in the account, DCSS could consider...
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