We filed bankruptcy last yr and now my husbands job is closing and they r offering a buy out...what happens to that money?

Assuming it was a Chapter 7, no. It's your money.

What can a secured debtor face in a Chapter 7 bankruptcy proceeding?

Your best bet is to hire a local bankruptcy attorney. He or she can guide you through the process and make sure your interests are protected.

I was sued by a debt collection attorney. He could not prove the debt is mine. He therefore wants me to sign an ID theft Affidav

You have posted this question several times and received answers to it.

I need to file for "undue hardship" to get my private and federal loans discharged. What is the correct way, chapter 7 or 13?

Undue hardship is a VERY difficult standard to meet. You need to hire a bankruptcy attorney with extensive experience in this issue.

Can a creditor ask for more money from you via an adversary motion in chapter 7

As mentioned, they can ask for whatever about they believe is owed. You can object, and the Court will decide.

I never heard from our 2nd mortgage co. after we went chapt 7 bankrupt

They still have their lien, so they might simply be waiting and hoping the property goes up in value so that they can then foreclose.

My mother is going through forclosure, she is living with me after long illness

Social security and retirement are not subject to garnishment for a foreclosure deficiency. Make sure that this money isn't comingled with any...

I disagree somewhat with my colleagues. There is absolutely no prohibition against you both converting your joint 13 to a joint Chapter 7. All that...

Any law against filing a police report ? In bankruptcy now

In addition to filing a police report, you should notify the judge in your case about any fraud.

Modification after CH 7 Discharge 12/12. The house is valued at 160K, modified total 235k. What is best option stay or move?

Why not just leave? A short sale, deed in lieu or mod are not necessary.