I am looking for a statue or case law on when an SOL starts to run on an charge account.

Typically, it runs from the more recent of the date of last payment, or the date on which you acknowledge owing the debt ("I know I owe the money,...

Are social sec.benefits and civil service retirement(federal) EXEMPT FROM being seized in a judgement

Yes, they are exempt from attachment. Make sure that they are deposited into a separate account and not comingled with other funds.

My tax agent put in 6247.00 on our mortgage insurance instead of 626.00 ,i need to pay 585.00 ,they say its not there mistake

Do you mean your *insurance* agent sent the wrong amount to the mortgage company? If so, get him/her to fix it.

Can i get debt removed that an apartment complex says I owe because the said i did not send the letter stating i am leaving

I'm not sure what you mean by getting a "debt removed." From your credit report? Depending on when the letter was sent, it might not have...

If somebody sends you a book, you open it because you were expecting something else, then they send you a bill.......

Generally speaking, unsolicited materials are considered gifts, and you are not liable for their payment. This sounds like a scam. Contact a...

Collection letters needed

You might contact someone at the National Association of Retail Collection Attorneys (NARCA) at www.narca.org/‎

Can a declaration filed at Bankruptcy Court be filed with District Court?

Why? There is no District Court case to file the declaration in. There is no general "document file" in the District Court; everything is...

Does a Bank that takes over another Bank that has an Equity Line lien on your house have to refile the existing lien.

Yes. The transfer of a lien doesn't change its enforceability. While the Chapter 7 discharged your personal liability for the debt, the lien...

I took out several student loans in WV in 2006 and before. I now live in SC. Where will the statute of limitations be? WV or SC?

There is no statute of limitations on the collection of private student loans.

Fees to Atty's for Judgment Collection

Court costs associated with collections usually can be added to the judgment amount. You're probably better off hiring a Texas lawyer to do this,...

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