Hello, I owe about $40,000 in credit card dept for more than 7 years already can credit card companies seize or garnish my car

If they sue you and get a judgment, they can seize and sell your car, attach your bank accounts, and garnish your wages. You may want to consider...

Do I have to defend a civil complaint on credit card debt that has entered the "statute of limitation"

You must file an answer to the complaint asserting the SoL as an affirmative defense or it is waived. Speak with a consumer protection attorney...

He must pay the back child support in full through the Chapter 13 Plan, as well as keep post-petition child support payments current. He can cure...

If I file bankruptcy after foreclosure of my house, will a note (loan from my ex-husband) fall under the bankruptcy as well ?

I agree with Mr. Hill's excellent advice. If you do file, your personal liability for your ex's note would likely be discharged, along with your...

I was on probation and they sent my account to collections on accident. admitted mistake but wont fix. They owe me money also.

You should contact your defense attorney and have him/her take care of it. It is possible that there could be additional fees if it can't be...

Who has standing to file a motion for Substitution of Party in the case of a transfer of interest?

I agree with Mr. Valkenet.

How do you obtain a real estate settlement sheet. I would like to know if the person received a check on multiple residential

The settlement statement (HUD-1) is not a public record. You can notify the US Trustee or the Chapter 7/13 Trustee of your concerns, and he/she...

I did a chapter 7 bankruptcy in 2011 which included my home, it is on my report as discharge chapter7/sold to PennyMac.

Your personal liability for the loan was discharged. I don't see why whom the servicer is (or whom it is reported as) would have any impact on...

Can a debt collector be sued and/or criminally charged with extortion for making threats of lawsuits and alleged fraud.

It is possible that false statements could violate the Fair Debt Collection Practices Act. However, suing and collecting damages from payday...

I am trying to unload an investment property via short sale before I file Ch.13. Could a Ch. 11 give me more time to sell it?

I wrote a blog on this issue at...