Archived
Who, if anyone, is responsible for maintaining insurance on a home after it has gone into foreclosure by the bank?
Brett's answer
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Answered on February 15, 2014
Normally, the owner of the property at the time of the injury is liable. Your own insurance may provide for coverage if the owner has none. Speak...
Archived
My cousin and I own a house together, but he won't sign the documents I need to get it refinanced or sold before foreclosure
Brett's answer
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Answered on February 15, 2014
You can't force him to sign. You would likely need to file for sale in lieu of partition, and charge his share with the costs and expenses you have...
Archived
If a homeowner draws a mortgage holder into a lawsuit and they hire a lawyer are the legal fees the homeowner's responsibility?
Brett's answer
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Answered on February 15, 2014
Usually the mortgage provides that such fees are your responsibility. Speak with a real estate attorney.
Archived
Is there a time period that limits when a bank can accelerate a loan?
Brett's answer
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Answered on February 15, 2014
As you noted in your other question, the Judge found that limitations began running upon acceleration. If you believe he/she was wrong, the ruling...
Archived
Can the bank get around the 5 year statute of limitations by "choosing: the accelerate a loan after foreclosing on a property?
Brett's answer
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Answered on February 15, 2014
The Court clearly thought that the five-year period began running on the date the loan was accelerated. Either appeal it or the issue has been...
Archived
Can filing chapter 13 help with getting my car back from a title loan place
Brett's answer
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Answered on February 15, 2014
Yes, it can. Speak with an experienced bankruptcy attorney.
In a CA case what elements must be proven if claiming a) an open book account and/or b) an account stated? (W&W'out Breach of C?
Brett's answer
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Answered on February 15, 2014
Mr. Stempler gives you the answer from the horse's mouth.
Archived
Is there any way to have a Sallie Mae loan go away?
Brett's answer
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Answered on February 15, 2014
A Chapter 13 will stop collection efforts for 5 years. If it is a public student loan, the William D. Ford Income Contingent Repayment Program may...
Archived
Can a Discovery of Assets be filed 2 months after the other was filed.
Brett's answer
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Answered on February 15, 2014
If the creditor believes that you gave false or incorrect information at your first hearing, or that your circumstances have changed, a second...
Archived
I have a judgment for a payday loan company original was 500 the judgment is now 5,000 can this be reversed Multnomah circuit co
Brett's answer
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Answered on February 15, 2014
Generally speaking, once you've been sued, served and judgment entered against you, it's too late to argue that the amounts are wrong. It's...
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