Archived
How long do mortgage lenders have to file a deficiency judgement in South Carolina in a Deed in
Lieu of Foreclose?
Brett's answer
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Answered on March 07, 2014
Unless the judgment was entered in 2007, it is likely too late, although I do not practice in SC and do not know the SoL there. Your best bet is to...
Archived
I have a toxic mortgage from Country wide, i want to stay in my house and i have not made a payment in 4 years. What do i do?
Brett's answer
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Answered on March 07, 2014
While it's possible that you could sue Countrywide, it is a difficult and expensive process. Your improvements to the house don't change this....
Archived
Foreclosure under a bankruptcy 7.
Brett's answer
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Answered on March 07, 2014
I agree with the other attorneys' answers.
Archived
Subordination of HELOC post Chapter 7 filing.
Brett's answer
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Answered on March 07, 2014
The HELOC's lien remains; it's just your personal liability for it that's wiped out. If it's not paid, it can still foreclose.
Archived
FILEING CHAPTER 7 BANKRUPTCY AND WOULD LIKE TO KNOW WHAT FORMS YOU LIST YOUR RENTAL APARTMENT DEPOSIT ON
Brett's answer
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Answered on March 07, 2014
I agree with Mr. Caldwell. See a lawyer. (And don't post in all caps--it's considered SHOUTING.)
Archived
Do I have to worry about my wages being garnished?
Brett's answer
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Answered on March 07, 2014
I agree with Mr. Johnson's answer. Keep making the payments as agreed and see if she's actually going to do something or (likely) is just threatening.
Archived
What things affect filling for bankruptcy? We have a car but it isn't registered or even switched to our name yet...
Brett's answer
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Answered on March 07, 2014
I very strongly recommend doing NOTHING to do with adding an asset to your name or paying debt or borrowing money until AFTER you have spoken with...
Archived
Is there a percentage of what can be garnished for wages on my private student loans
Brett's answer
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Answered on March 07, 2014
Yes. Normally it's 25% of your net.
Archived
ARE DEBT COLLECTORS SUPPOSED TO SEND YOU AN ANSWER TO A DEBT VALIDATION LETTER "BEFORE" THEY ANSWER A CREDIT REPORT DISPUTE?
Brett's answer
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Answered on March 07, 2014
I agree with Mr. Satterwhite's answer. Speak with a consumer protection attorney.
Archived
Can a collection agency look at my bank account balance?
Brett's answer
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Answered on March 07, 2014
Once it sues you and gets a judgment against you, it can attach the money in your bank account.
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