I filed bankruptcy in 1999 and it is still on my records how do i get if is I refinance my home?

I agree with the other attorneys' excellent answers.

I have an old debt, negotiated it to a payment, now my attorney is MIA, the collector won't discuss it with us, what next?

Get a new attorney. The other side's attorney can't talk with someone directly if they're represented by counsel.

Most Small Claims Courts have information packages about how to collect judgments.

If a renter willing vacates my rental house in Delaware can I still get the money in back-rent that he owes?

To be able to garnish wages, you must first sue him and get a judgment.

I had 3 payments during a 72 month loan added to the end of the loan. The bank that financed it told me they would just be tacke

Certainly it could. It depends on what the contract says and what was agreed to. You may want to have the contract reviewed by an attorney.

Debt Settlement

Contact the creditor and work out a lump sum payment or payment plan. Note that any forgiven debt may be considered taxable income to you.

My apartment's leasing office has run my credit application without my consent.

I agree with the other attorneys' answers.

What are the wage garnishment laws in arizona if you make under $217 a week.

If you type "Arizona Wage Garnishment Laws" in Google, you'll get a lot of material that should answer your question.

Assets seized by Sheriffs Dept. on a FIFA . Left me on foot. What can I do?

I agree. A Chapter 13 bankruptcy would appear to be an excellent option.

My cr rpt shows collections in CA,I live in MN. I dispute these claims; have doc to back up. How to proceed clearing record?

You can do it in Minnesota. The CRAs will only work with you (or your attorney) directly. I strongly recommend speaking with a consumer protection...