An attorney wrote a letter from Georgia stating he bought a collection from a payday loan in South Carolina from over 5 years

Sounds like a scam to me as well. You may want to speak with a local consumer protection attorney.

Can you help me with lot rental dispute which I owe back payments for one month plus late fees?

You may want to speak with a local consumer protection attorney. Most offer a free initial consultation.

Can I charge late fees?

Based on your description, I wouldn't think so, but you may want to check with a local real estate attorney.

Can collection agencies sue you over payday loans?

Payday loan lenders, particularly if the loan was obtained online, rarely file suit.

I filed chapter 7, went to 341 meeting and awaiting discharge. I was checking schedules and saw a notice of appearance for

Probably nothing. Often, creditors or their attorneys file a request for notices so that they get copies of whatever is filed with the Court.

I have a civil judgement, but the person is crying bankruptcy. What can I do?

In most cases, you cannot place liens on business assets not owned by the judgment debtor. There are some exceptions, however. Check with a...

I have a civil judgement, but the person is crying bankruptcy. What can I do? Wrong email by accident 050 not 020

In most cases, you cannot place liens on business assets not owned by the judgment debtor. There are some exceptions, however. Check with a...

I agree with Mr. Merrill's excellent answer.

Would a debt (auto lease) be likely to be reaffirmed by national creditor 6 months after filing bankruptcy , chapter 7?

As noted, you can't reaffirm a lease. Whether the lessor would sign the Lease Assumption Agreement is totally up to them.

Bought an apartment on auction tenants declare bankruptcy how can i ask for rent when I went to serve the writ of possession?

You need an attorney to review the status of this and advise you how best to proceed.