Questions answered by David M Gormley

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How do I kick out people that move into my house because someone else rented it to them?

David's answer | Answered on July 29, 2014

I agree that the unlawful detainer action is the way to go. Below is a link to the form the District Court of Maryland uses for this type of...

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I have been paying on a consent judgement since 1/11 but can no longer afford to pay. What happens if I stop payments.

David's answer | Answered on July 29, 2014

The link below describes some of the things that may be done to collect on a debt. While you may be judgement proof you should consult with a...

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We file for chapter 7 in 2012 (NJ) our house is worth 267,000, first mortgage balance with citimortgage is 186,000

David's answer | Answered on July 19, 2014

I agree that they could foreclose. You may want to consider pursuing a loan modification. While you can never tell if a lender will be willing to...

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Will a Judge Modify a Custody Order and Give My Husband Physical Custody

David's answer | Answered on July 17, 2014

As I agree with the prior answers the only thing I can add is some links for some additional reading on the subject.

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Does a "preferential transfer" go on a creditor's credit report if he/she loses an adversary proceeding to recover it?

David's answer | Answered on July 16, 2014

When a judgment is entered it is likely to appear on your credit report. When you pay the judgment it is then entered as "Satisfied"and should...

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Sued from Creditor in old state

David's answer | Answered on July 16, 2014

If you are not able to pay this bill and you have other debts that you are dealing with you should consider consulting with a bankruptcy lawyer...

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I hired a paid choir, told them I would pay them 1 week later, and now almost 2 months later still havent paid.

David's answer | Answered on July 16, 2014

They could also file a civil lawsuit for breach of contract and get a judgment against you. Once they obtain judgement they could take actions to...

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Wage Garnishment Summons - Second Mortgage company refusing to make contact with us to negotiate payment after a foreclosure.

David's answer | Answered on July 15, 2014

Even though your goal is to avoid bankruptcy you really need to consult with a bankruptcy lawyer. Along with helping you see what bankruptcy...

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When property has been encroached (and everyone agrees), how should it be valued? Value at the time of taking, or present day?

David's answer | Answered on July 15, 2014

I agree that you need to take action, but until that problem is resolved it is going to be difficult to get the county to value the property other...

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In the divorce I am getting use and possession of the home for our disabled son it is in his name who has to pay for repairs

David's answer | Answered on July 14, 2014

This is one where you need to sit down with a lawyer to read over the divorce decree and any separation agreement that may be part of that divorce...

David M Gormley's Answers (156)

How do I kick out people that move into my house because someone else rented it to them?

I have been paying on a consent judgement since 1/11 but can no longer afford to pay. What happens if I stop payments.

We file for chapter 7 in 2012 (NJ) our house is worth 267,000, first mortgage balance with citimortgage is 186,000

Will a Judge Modify a Custody Order and Give My Husband Physical Custody

Does a "preferential transfer" go on a creditor's credit report if he/she loses an adversary proceeding to recover it?

Sued from Creditor in old state

I hired a paid choir, told them I would pay them 1 week later, and now almost 2 months later still havent paid.

Wage Garnishment Summons - Second Mortgage company refusing to make contact with us to negotiate payment after a foreclosure.

When property has been encroached (and everyone agrees), how should it be valued? Value at the time of taking, or present day?

In the divorce I am getting use and possession of the home for our disabled son it is in his name who has to pay for repairs