Archived
If you have a court jugement against you on a credit card debt that was sent to a law firm for collections. It was never paid
David's answer
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Answered on February 05, 2015
Since the amount owed can keep going up after a judgement is entered you should at least consult with a lawyer to see if bankruptcy is something...
Archived
How can I get a credit union to reclaim rental property after filing bankruptcy? What are my options 4 properties under water?
David's answer
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Answered on December 30, 2014
Other then waiting for the credit union to move forward on the foreclosure your only options are deed in lieu of foreclosure or a short sale. ...
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Archived
My son received a wage garnishment notice. Does he need an attorney?+
David's answer
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Answered on December 22, 2014
With his change in income your son should at least consult with a lawyer about his financial situation. Along with the possibility of filing for...
Archived
What if there is no equity in the home with a first and heloc loan. Can one of us buy the home by refinancing
David's answer
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Answered on November 16, 2014
I agree that you need to restate your question. Here is what is confusing. You say you want to refinance and buy the house. To refinance you...
Archived
Credit bureau will not remove bankruptcy filled under my name when my ID was stolen. How can i get this removed legally
David's answer
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Answered on November 13, 2014
From your description it sounds like you have taken the correct steps, but just to double check you may want to review the information on the...
Can they lock up the house and throw away my stuff with out giving me a notice to get out? does the police have to be there ?
David's answer
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Answered on November 09, 2014
After the foreclosure the new owner has to proceed with an eviction treating you as a tenant. You could check to Maryland Case Search to see if...
Archived
We have been trying to get a mortgage, but (as of last year, when we last tried) the realtor said they couldn't work with us
David's answer
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Answered on November 01, 2014
Unfortunately you are dealing with a common problem for people who surrender their homes in bankruptcy. While your obligation to the mortgage...
Archived
Can you get out of a rental agreement if the landlord is harassing you?
David's answer
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Answered on November 01, 2014
Proving that a landlord has violated your entitlement to quiet enjoyment of the property can be done, but is very difficult in Maryland. You...
Archived
Assigned commercial tenant wants more reduction in rent and threatens bankruptcy if they don't get it.
David's answer
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Answered on October 28, 2014
Based on that language the original tenant is still obligated to pay the rent. If there is a default you should be able to pursue both parties....
Archived
How do I get out of a mortgage without ruining my credit? I don't want to do a short sale or deed-in-lieu. Mortgage Assumption?
David's answer
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Answered on October 25, 2014
I agree with the prior answer, but would also suggest you consult with a lawyer about your short sale and bankruptcy options. Many people who...
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