Archived
Is a deed of trust in 2nd position treated the same as a regular mortgage in a foreclosure brought by the 1st position mortgage?
David's answer
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Answered on October 16, 2013
When the property is sold at foreclosure any funds from the sale are distributed to the mortgage companies based on the position of their liens. ...
Archived
I'm a judgment creditor, can I put a lien against debtor's house if her father co-signed? Can I force foreclosure if unpaid?
David's answer
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Answered on October 14, 2013
While child support cannot be discharged, the bankruptcy would discharge other debt incurred prior to the filing of the bankruptcy case. Therefore...
Archived
Can I ask for deed of lieu while still in my trial period payment modification? I still do not have official documentation yet.
David's answer
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Answered on October 14, 2013
The common response to a request for a deed in lieu seems to be that the mortgage company wants you to try a short sale for 90 days before they...
Archived
If my husband files for bankruptcy, how does that affect me and our 2 non-minor children who live with us?
David's answer
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Answered on October 14, 2013
The answer would be hard to give in such a forum as it depends on so many facts. One thing to keep an eye on is the car payment. Many lenders...
How do I get my brother to pay me back the $5,200.00 I loaned him about 6 months ago here?
David's answer
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Answered on October 14, 2013
You would want to file suit in District Court. If you don't have the money to hire a lawyer you may want to file suit for less than $5,000 to keep...
Archived
Is it easy to file the name change form with the courts in Maryland?
David's answer
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Answered on October 14, 2013
It is fairly simple and straight forward. The safe advice is to never deal with the Courts without a lawyer unless you have no alternative. ...
Archived
Can a creditor put a lien on my property for money my fiance owes when we are officially married?
David's answer
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Answered on October 04, 2013
I would only add to Ms. Rice's answer that you fiance should consult with her bankruptcy lawyer or another lawyer in New Jersey about what amounts...
Archived
Once a person files bankruptsy, can they actually require the credit bureaus to remove their personal information?
David's answer
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Answered on October 01, 2013
I am not aware of any requirement that a creditor have permission to report a debt to a credit bureau. The FTC.gov has articles on there website...
Archived
Is bankruptcy an option when an HOA files a civil suit? Any others options to avoid a judgment vs. me? I moved out 3 yrs ago.
David's answer
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Answered on September 23, 2013
You can discharge condo fees that accrue prior to the filing of the bankruptcy. However you would still have to pay the post filing condo fees...
Archived
How do you get a foreclosure off of your record when it was settled by a loan modification?
David's answer
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Answered on September 22, 2013
You can't get the record of the foreclosure being filed removed from your credit report. You could ad explanation to the report. The Federal...
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