Archived
How do I collect a debt from a Virginia based company and what are the estimated costs of such procedure?
Ashley's answer
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Answered on August 20, 2015
You need to contact an attorney directly to determine the costs. Many factors can be attributed to an increased costs, such as whether the company...
Archived
Adding credit card companies on Schedule F
Ashley's answer
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Answered on August 20, 2015
As stated by the other attorneys, credit card debts and unsecured personal loans should be listed on Schedule F. However, just because you do not...
Archived
Filed Chapter 7 and did not reaffirmed mortgage.
Ashley's answer
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Answered on August 20, 2015
The property is still under your name. The bank just has a lien on the property. As long as you make the payments on time, you keep your home....
Archived
I am a current being sue and the garnishing my wages. Now due some health issues i an force to go out on Medical Retirement
Ashley's answer
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Answered on August 19, 2015
Even if your money cannot be garnished because of it classification, you must ensure it is treated properly. Mixing any non-garnishable funds (such...
Archived
Should I file bankruptcy or what are my opptions,
Ashley's answer
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Answered on August 19, 2015
Bankruptcy is an option to consider. Whether it is the right option for you depends on various factors, including income, debts, assets, and goals....
Archived
I filed bankruptcy in June 2008. Can I begin filing Chapter 7 bankruptcy now, before 8 years?
Ashley's answer
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Answered on August 18, 2015
The time runs for 8 years from filing date to filing date. This mean you can file June 2016. While Capital One is suing you, does not mean the...
Living with friend and filing Chapter 7 Bankruptcy Petition
Ashley's answer
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Answered on August 18, 2015
Generally, only creditors, co-debtors, or anyone you have a current contract with must be listed. There are always exceptions, but from the limited...
Archived
Does my credit score affect my fiance's credit when we get married?
Ashley's answer
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Answered on August 18, 2015
This is a common concern and misconception among married individuals. Getting married does not in any way affect your credit scores. The only way...
Archived
Is there anything I can do about the way Im being garnished? Its obscene they stop garnishing long enough for interest 2go up 2k
Ashley's answer
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Answered on August 18, 2015
As suggested by the other answers, the fees and interest keep accruing. The law firm collecting on the debt can continue to garnish you over and...
Archived
Bankruptcy and keeping my house NY
Ashley's answer
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Answered on August 17, 2015
Being a few months behind does not immediately mean there will be an issue. If the bank has already started foreclosure proceedings, they may ask...