I'm considering bankruptcy, but unsure if it's a wise decision. Which is best, chapter 7 or 13?

What type of bankruptcy is best is a very personalized decision. A bankruptcy attorney will help you review your assets, income, and goals. These...

I received a notice that I'm being sued for a debt that I believe to be time-barred.

The way a debt like this would work, is the time bar or statute of limitations, is an affirmative defense. This does not necessarily mean they...

Do I need a consumer lawyer?

You need a bankruptcy attorney to review your situation. If you used an attorney in your bankruptcy case, you should return to him/her regarding...

Collection agency scam or real legal issue?

You should follow Dorothy's advice; your first step is research. You want to look into the collection agency. You can also ask them for an account...

We received a judgment in our favor for wage garnishment. But they filed for bankruptcy afterward. What's our next step?

You want to be very careful here. I would advise you to speak with a bankruptcy attorney immediately. Many attorneys will be able to tell you what...

My question is about foreclose and bankruptcy/Debt.

Exempt money must be treated properly. It is very easy to turn exempt funds into non-exempt funds by co-mingling, using the wrong classification,...

As suggested by the other attorney, you must file with the court to have an Adverse Proceeding to determine that the judgment is non-dischargable....

Is it possible to file another bankruptcy when I filed on in 1997?

As the other answers have suggested, yes you are eligible. Longest period of wait to qualify for bankruptcy is between two Chapter 7s. That waiting...

Bankruptcy Lawyer

If you are looking for information on bankruptcy, then this site can be a good start. Avvo is a good resource for finding an attorney or finding...

What happens if I just "walk"?

Just walking away after a Chapter 13 is an option, but the issue is that you had a reason to file bankruptcy. The reason is not gone if you did not...