Can I claim my daughter as a tax exemption even if it is her father's year to claim her. She has lived with me most of the year?

This is a difficult question. Usually your original divorce decree will be what controls. But, often the divorce decree or your custody agreement...

Responding to a debt collection letter when creditor refused to accept original payment

Attorney Bayer is correct. The debt is governed by the contract. If you are concerned about the amount, I you can dispute the debt and ask for the...

Credit Unions have rights some banks do not. They are allowed to "cross collateralize" and use your assets (including bank accounts) as a basis to...

Can a credit card company get access to my parents' bank accounts if I am the beneficiary, as long as my name isn't on them ?

Your parents bank accounts are safe right now. A creditor with a judgment can only garnish/attach to assets that the debtor owns. A beneficiary can...

Is it illegal for lender to try to repossess my vehicle after Chapter 7 discharge?

You spoke to your lawyer and he seems to have given you good advice. At this point, there is not much that can be done. Unless the car is...

There are pros and cons to reopening your case. Reopening means there will not be two bankruptcies on your record, but it also means you have to...

Being audited for claiming my daughter same year as her mother did, who's in the right?

The IRS does usually consider who provides the most support (usually the parent that the child spends the most amount of time). However, most...

Ms. Brunce is correct. Best place to check credit reports is: www.annualcreditreport.com. You can pull one report from all three agencies once a...

Can $78 medical bill that does not belong to me which is still on my credit report be deleted if paid in full?

If the agency is doing nothing, the easiest way to get it removed is challenge it with the credit bureau. You will need to go to each of the three...

You have many factors to consider here. First, you only talk about a chapter 13. While your income is high for where you live, you may still get...