Teleconference

Check with your court on virtual appearance instructions, if this is your concern. YouTube even has tutorials for many courts.

Was I an uninsured driver by driving a u-haul without buying supplemental insurance?

Most insurance will cover the insured when occasionally driving another vehicle. Check your insurance.

Be prepared to prove what you claim to be true.

Can a Debt collector or someone that my sister owes money to come after me if i have a joint checking a account with her ?

They can attach her bank account that happens to be shared. Can you demonstrate that certain funds in that account are not hers?

Can my apartment go after a second judgement against me

An attorney would want to review the full contract, history of events, list of damages ... Sounds like you are well beyond the opportunity to seek...

Unfortunately, there is generally no negotiating on debts with the government. You might arrange a repayment plan, if their new balance is accurate.

Need documentation for small claims setttlement?

I would not rely on a template for court, but you could review court rules, and see if the court offers a self-help team.

While possible, the IRS may send notice before applying levy. Have you check the IRS site for your refund status? Or maybe your income discounts or...

Agreement appears to provide your answer.

By a majority vote, the commission voided the determination on appeal.?

An attorney would want to see the full file, know what was considered, what was appealed, etc.