Archived
Can Ditech.com request me to pay escrow shortage in order to send me 3 mth trial modification converting to perm modification?
Melanie's answer
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Answered on July 05, 2017
The final modification package will usually identify any escrow shortage. My experience is that most servicers will give you the option to pay the...
Archived
What does this mean ? And what happens next
Melanie's answer
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Answered on June 29, 2017
That's a nerve racking situation to be in for sure. Unfortunately Maryland foreclosure laws and rules are not set up to allow for advance notice of...
Archived
How can I find out what mortgage documents are required to be filed in Maryland?
Melanie's answer
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Answered on June 26, 2017
In Maryland, the only documents that are filed are deeds, deed of trust, powers of attorney (if applicable) and, when available, assignments of the...
Archived
Can I sue a bank for reporting me for home foreclosure when I made the payment?
Melanie's answer
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Answered on May 01, 2017
Any claims that your parents may potentially have are time sensitive so I highly recommend that they speak with an attorney ASAP. It seems a...
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Archived
Foreclosure. When do I move to avoid eviction?
Melanie's answer
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Answered on April 24, 2017
If the sale is ratified, then the purchaser is permitted to proceed to the next step. The purchaser must file a motion for judgment awarding...
Archived
Is there a way I can find out why an Attorney would dismiss a foreclosure case without prejudice?
Melanie's answer
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Answered on April 03, 2017
The substitute trustee should have filed a motion to dismiss the case and served you with a copy. If you cannot locate the motion, then you can go...
Archived
What can I do, Condo Association is garnishing my wages?
Melanie's answer
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Answered on April 03, 2017
You definitely need to consult with a local attorney. Foreclosing on a lien and having the authority to garnish wages are not the same. The condo...
Archived
A sale date is given what can be done to stop it 30days of sale date
Melanie's answer
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Answered on March 13, 2017
Per CFPB regulations, heirs have a right to apply for assumption once title to the property is transferred from the decedent's estate to the heir...
Archived
Foreclosure Mediation
Melanie's answer
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Answered on March 13, 2017
In Maryland, you must request a postponement at least 5 days in advance of the mediation date if you have a documented conflict. The Office of...
Archived
How can I avoid foreclosure?
Melanie's answer
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Answered on February 08, 2017
You definitely need to schedule a consult with an attorney as there are several potential options at play here. If you have not done so already,...