Archived
In response to payday loan I told this guy on phone I never had a payday loan nor ever heard of Horizon Optics. I asked why are
Alfred's answer
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Answered on September 20, 2013
If you never had a payday loan there is no debt. It could be a total scam, or it could be mistaken identity. You have a right to demand...
Archived
I received a phone saying I owe on a payday loan from 2008 and they are going to levi my bank account.
Alfred's answer
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Answered on September 19, 2013
A levy on a bank account in PA can only happen if the creditor has a judgment against the debtor. You didn't say if there was a judgment against you.
Archived
What Licenses /permits/ etc. do I need to legally start a Jell-o Shot catering business with the ability to be mobile in PA ?
Alfred's answer
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Answered on September 19, 2013
That is a very broad question, and too involved to answer on an on line forum. There are licensing, insurance, tax and other questions you raise. ...
Archived
Money owed to dr., monthly payments being made, on disability. Being threated that balance being sent 2 collection. Legal?
Alfred's answer
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Answered on September 19, 2013
Generally, the law allows a creditor to have a collection company collect their bills. If your payment arrangement provided that they would not...
Archived
Legal Advice on What Rights Does A Commercial Tenant Have Regarding Heating?
Alfred's answer
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Answered on September 16, 2013
Any rights would be contained in the lease. You should refer to it, and if the issue cannot be worked out on a friendly basis, consult a local...
Archived
How long do I have to hold equipment for customers before I can get rid of it legally?
Alfred's answer
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Answered on September 13, 2013
If there is a written policy, read it, or have a lawyer read it to see what your remedies are. If not, send a notice as described in the other...
Archived
Partnership between sole proprietor and LLC or two separate LLCs?
Alfred's answer
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Answered on September 11, 2013
It is possible under PA law for two entities, or an individual and an entity to form a business together. The other parts of your question are...
Archived
Can I get a Bank Levy on a Business Account if the account is in the business name but both husband and wife are on the account?
Alfred's answer
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Answered on September 11, 2013
In PA you can only levy on property owned by the named defendant on the judgment. If the judgment is against the business, you have to put the...
Archived
Can you legally take over a lease or financed vehicle without transferring the car into your name, if so how can it be done ?
Alfred's answer
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Answered on September 09, 2013
The previous answer sums it up pretty well. To legally take over the obligations of another person you'd have to fulfill all the requirement they...
Archived
What are the differences between ch 7 and ch 13 bankruptcy and how do I know which is for me? What are the pros and cons of each
Alfred's answer
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Answered on September 09, 2013
There are pro and cons of each, but they are too complicated to describe in an email. Also, you may not qualify for a chapter 7, or other...
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