Archived
I'm in pre foreclosure & If I file chapter 7 & have equity in my house. Will the trustee sell my house
before foreclosure?
Daniel's answer
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Answered on November 01, 2014
Very few homes are sold in a Chapter 7 cases. Your equity would need to exceed the exemption allowed. Using the federal exemptions, you could...
Archived
My realtor changed the date on a contract
Daniel's answer
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Answered on October 30, 2014
You generally sue where contract was formed or breached. If you lived in PA and realtor came to PA to meet with you or execute agreement, then...
Archived
What kind of lawyer do I need if a organization owes me money. It would be over $10,000. dollars.
Daniel's answer
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Answered on October 27, 2014
As colleagues state, this is a collection case. With reasonable records, you will prevail. Depending on amount of claim, the local District...
Archived
Tuition debt from 2006. I paid it then, and due to the school's error, it is still listed as owed. Now has gone to collections.
Daniel's answer
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Answered on October 27, 2014
I would argue that statute of limitations is 4 years from date of alleged breach, or last payment, whichever occurs last, which was long ago. Make...
Archived
Can you levy on a vehicle if the judgment was obtained in a different county?
Daniel's answer
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Answered on October 26, 2014
Good question. Generally, the judgment needs to be transferred to the county of levy. Then, sheriff can effectuate a levy on the vehicle.
Archived
If a Trustee is named as the benificiary of the last will and testament dated a certain date does that Trustee receive it?
Daniel's answer
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Answered on October 26, 2014
Yes, trustee will receive funds on behalf of beneficiaries of the trust. The trust could have been created in the Will or prior to the decedent's...
If you file 13 bankruptcy and you close your bank account. I know you closed it.
Daniel's answer
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Answered on October 26, 2014
Honestly is always the best policy. Trustees are smart. Typically, 6 months of all bank accounts are requested in every case. Additionally, your...
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I have a credit card judgement against me for around 3k. Can I get this settled for less?
Daniel's answer
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Answered on October 26, 2014
Your approach of attempting to settle claim for less is sound. Often, these claims can be satisfied for less than face value. Consider a short...
Does the state of PA register/license debt collection agencies?
Daniel's answer
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Answered on October 25, 2014
No. The sentiment is the industry is to require licensing, but it has not reached PA. Some credit card companies, like Chase, have discontinued...
Are joing bank accounts held by spouses in PA presumed to be “tenancy by the entireties” and therefore exempt from execution?
Daniel's answer
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Answered on October 25, 2014
I agree with my colleagues that the joint bank account is usually exempt from attachment by the creditor of one spouse only. One nuance to the...
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