Can I avoid having to go to an arbitration hearing against a collection agency?

Yes, they can be resolved, but it takes two sides to tango. If not resolved an arbitration is a hearing where the rukes of civil proceedure and...

A contractor filed a lien on our property but only in my husband's name, can I fight it based on all our property is joint?

YES, MY UNDERSTANDING IS THAT THE CONSTABLE CAME OUT AND LEVIED ASSETS. yOU NEED TO FILE A THIRD PARTY CLAIM FOR EXEMPTION. INCLUDE A COPY OF THE...

Approximalely how long does the court take to submit a sheriff's sale after bankruptcy?

Its possible. A lot of it depends on how far along they were before you filed the case. All companies are different. Some move faster then others....

Debt negotiation attorney wants proof of hardship for 50% reducation

They are not required to settle. They can demand whatever information they feel they need to accept or reject your offer.It seems out of line that...

I have 2 homes (no equity in either) both are slightly underwater. Can I keep (reaffirm) both and keep both in a Bankruptcy?

In Pa you could keep both. The trustee would have no interest in either as there is no equity and there is nothing unsecured creditors would get if...

I had several foreclosures that were part of a real estate business failure that were all discharged in a bankruptcy.

Mortgage brokers tell me that after 2 years from your discharge you can qualify for normal rate mortgages.I think you can house shop

Chapter 7 is discharged. No Reaffirmation was filed. Mortgage company wants a reaffirmation. Is this legal and binding?

Reaffirmation agreements must be filed before discharge.They can only be legal if the case is re opened for that purpose and then filed.Yes you...

Just to follow up on the prior answer - if the son is not cooperative then you would need to file a breach of contract complaint and get a...

Letter to relief from automatic stay in chapter 13

A motion for relief is by the secured party and relief if obtained allows them to resume state court remedies to get their collateral back or sold....

3rd and final 341 Mtg with Trustee. No lawyer. Completed myself. He requested the following:

You are permitted to be "pro se" and the trustee should have been much more clear. It almost sounds like he is saying, "i am not your attorney",...