Bankruptcy & my Utlity bill

Within approximately twenty days of your filing, the utility company may request to have you provide two months' worth of usage as a security...

How soon could my wages be garnished for not paying on a vehicle loan?

This is honestly a question a Michigan attorney can specifically answer. However, many states require creditors to first sue you and obtain a...

I am now trying to fix my credit after a bad divorce. I have a judgement against me. I have heard if you leave them alone they

If the creditor is wise enough to keep renewing the judgment, then the advice of let it alone is unfortunately ill placed. Many creditors and...

Mortgage include principle and interest I file chapter 13 bankruptcy should I pay an additional interest payment in the plan?

Your question is a bit confusing in how it is asked. Did your plan call for the mortgage to be completely paid off? If so, I would honestly check...

Can I file chapter 7 bankruptcy separately on a joint debt and take the bankruptcy exclusion for cancellation of debt taxes?

As you both are contractually responsible for the debt, my recommendation would be to speak to a NC attorney for a joint bankruptcy; but not for...

I have a small business debt, but I have closed the business due to the economy.

For $4,500 of a debt, that may be something you try to work outside of filing bankruptcy. Do you have any personal debt that is excessive or close...

My chapter 13 is ready to be dismissed . can i convert to a chapter 7 by myself?

There are certain factors that need answering before you decide to convert to 7. The first is if you filed a chapter 7 within 8 years of the...

Schedule J lists your expenses; including gasoline, food, insurance, car payments, rental/mortgage payments. Think of it as a roadmap of how you...

CAN YOU FILE TRAFFIC FINES IN BANKRUPTCY? (FLORIDA)

Unfortunately I am not sure you can file a bankruptcy to stop the fine enforcement. The reason for this is a Chapter 7 will not have any repayment...

Consequences of bad debt

The days of debtor prison have long since passed. However, some states have criminal statutes based upon bouncing checks. Your son should first be...