Archived
Can I include delq. property taxes in a bankruptcy and keep my home-we have no mortgage-we feel behind bc my wife became disable
Christian's answer
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Answered on June 05, 2013
A Chapter 7 does not provide for a discharge of your property tax debts. Further, because you do not have a mortgage, I would be very wary about...
Archived
Would I be able to keep my house and car if I file a chapter 13 bankruptcy?
Christian's answer
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Answered on May 30, 2013
Mr. Rubin's response is spot on. Call an experienced bankruptcy lawyer to discuss your situation.
Archived
How persistent are financial instutites about repossesing your car after bankruptcy
Christian's answer
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Answered on May 21, 2013
Your credit report shows a zero balance because your personal liability has been discharged. However, the lien remains on the vehicle and the...
Archived
Can I walk away from a mortgage (w/no repercussions to me) that's been discharged by a chap7 bankruptcy initiated by my exwife?
Christian's answer
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Answered on May 19, 2013
The discharge is for your ex's personal liabilities. You can still be held liable for the debt.
Archived
When does a Chapter 7 bankruptcy trustee get paid
Christian's answer
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Answered on April 29, 2013
If the property's value is less than the amount of secured debt on that property, there would be no liquidation by the trustee. The Trustee would...
Archived
Can you file for bankruptcy after the mortgage company has filed a deficiency judgement against you.
Christian's answer
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Answered on April 15, 2013
The short answer is yes. You can file bankruptcy after the judgment.
Archived
When is the best time to file an adversary action in a Chapter 13 Bankruptcy case?
Christian's answer
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Answered on April 06, 2013
File when your bankruptcy lawyer tells you to do so. If you are going at a Chapter 13 on your own, you are in over your head. If you are throwing...
Archived
Unmarried couple, one party considering bankruptcy
Christian's answer
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Answered on March 26, 2013
You can file BK , keep your house and car and it will not affect your fiancee's credit.
However, you need to speak with an experienced BK lawyer...
Archived
Can a mortgage company add fees to the payoff on a mortgage that was discharged, Chapter 7, bankruptcy?
Christian's answer
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Answered on March 26, 2013
The BK would not change the terms of the underlying note. Therefore, if the note does in fact provide for such fees, they are legal. Nonetheless,...
Archived
My husband just got serve papers from a credit card company for 13,000.00 and is unable to pay due to being on disability
Christian's answer
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Answered on March 26, 2013
If you are indigent, there are several legal aid agencies that may provide free representation for a Chapter 7.
Additionally, you may be able to...
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