Title 59 will come into play. However, if the bus was operated by a company and not a city and/or municipality then title 59 would not apply. ...

We got hit by a underinsured driver, with my 2yo in the back. Can we go after the at fault driver for settlement?

I practice in NJ and concur that you need to speak with an attorney immediately. I would be very interested to know why they are only paying 5k...