Co-signor rights

I would recommend that your father not let the debt go into default. This will hurt his credit, expose him to a lawsuit and even a wage attachment...

If my car is financed and the loan has negative equity, can a judgement creditor take and sell my car?

I agree with my colleague that there is almost no chance of this occurring. No one wants to pay the sheriff hundreds of dollars and then pay your...

Should I file for bankruptcy?

The answer is an an resounding "maybe." This kind of question MUST be answered after a full analysis of your debts, your assets, financial...

Do you get to keep a credit card in your name that is used only for business travel expenses under Chapter 7 or 13?

If a credit card has a balance, i.e. is an actual debt owed on the filing date, and the credit card is yours (in your name), then most trustees in...

I assume you mean, "May a debt collector who is in the position of a judgment creditor, request the sheriff to levy on my vehicle." If you do not...

If there is a civil judgment against me and my husband, with the writ of execution what will the sheriff come to my house to

First of all, the sheriff will not show up at your home, walk in the door and start taking things like some kind of carpetbagger. The sheriff's...

I wrote a letter to a collection agency to validate a debt they say I owe them. They wrote back within the 30 day period and ask

First, the FDCPA does not require a lawyer to write a validation letter. Any consumer debtor can write one. There are no "magic words" required. ...

Can a mortgage company add fees to the payoff on a mortgage that was discharged, Chapter 7, bankruptcy?

You need to keep in mind that chapter 7 discharges personal liability on the mortgage, not the lien (a charge solely against your interest in the...

I am paying on a bill not the amount they want but havent missed a payment can they garnish me

No one or company can garnish anyone's wages without first obtaining a judgment and then issuing and execution to the sheriff. You would have...

I have a judgement against me for back rent. Courts took money from my daughter's account because my name is on it as well.

I disagree with Paula Sinclair, although her answer is well-reasoned. I believe that you should get counsel and file an objection with the...