What to do about harassment?

The FDCPA prohibits a debt collector from threatening to take action that the collector does not intend to take. I am not sure what you mean buy...

My chap 7 was approved a year ago, signed a car loan reaffirmation which was denied by the judge, am I still liable for the diff

The entry of the bankruptcy discharge would also discharge that debt.

Is redeeming my car in bankruptcy better than reaffirmation?

1. Follow the advice of your lawyer. 2. If you have no lawyer, get one and follow his advice. 3. If you don't have a lawyer and are not planning...

Can a lienholder kick me out of my home?

What kind of lienholder is this? Are you talking about a mortgage or equity loan? If this is a mortgage, then yes, they can foreclose and have a...

Our Chapter 13 was denied due to non exempt equity on a vehicle we purchased, can we refile the Chapter 13 with an amendment?

The answer is most likely yes, but there may be qualifications. For instance, on a second filing, you may need to extend the stay; on a 3d, you...

If I file bankruptcy will it effect a future spouse?

The other two attorneys are correct. I would say that even if one spouse files (which you are not yet) the other's credit should not be affected...

Is there a law in Pennsylvania enabling the purchasing of judgments?

Stewart is correct as usual. The right to purchase is generally the same as the right to free commerce and general freedom to make contracts. A...

Am I personally being sued or just foreclosed?

Simple answer here: Foreclosure actions are not personal, they are "in rem" (against the thing, the thing being your real estate). After a...

I consigned a car for my ex and I can't b taken and he owes me money. What do I do?

Unfortunately, the bank will not be so quick to release any signor on the note. You may have learned a lesson the hard way. Never co-sign a note...

If your vehicle is repossess d before you file a chapter 13

The answer is yes, and maybe. Whether or not the payments can be reduced, depends on the nature of the chapter 13 plan your attorney files and the...

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