Is it possible to settle a student loan that's in good standing for less than what's is owed?

The answer is, yes, sometimes, but not always. It is more likely if the debt was in default. If it was not, then you will have a more difficult...

What is the difference between chapter 7 and chapter 13

Actually, if you needed to do a 13 (e.g. car repo'ed or needed to modify interest or other terms) and you had someone who could help you with the...

How do I go about filing for bankruptcy?

This has been addressed on this forum before. Lawyers and their legal fees vary dependent on their experience, vicinity and what the market for...

Does filing chapter 13 after filing chapter7 and receiving a discharged 7 can a second mortgage lien be erased after finishing

If there exists a second mortgage lien, and there is no available equity for it to attach, can generally be cancelled and discharged under the...

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Is this attorney committing fraud? What can I do? Is he negligent?

Actually, you should not be spending time on this forum with such a question. What you should be doing is IMMEDIATELY seeking the advice of a...

Personal Debt Not Owed

It is 4 years. You should appear and plead the statute. This would have expired some time in 2010.

Is a one line printout of an admin fee & totals with no date, no creditor name or other information proper debt verification?

I agree with my colleague, but additionally, you are entitle to know the original creditor's name.

Are there free appeals that i can file

If this is an appeal from a civil action, you can always file an In Forma Puaperis petition.

Restitution payment

You have given no information as to what this is all about. We have no idea what you mean by a "restitution notice." Is this arising out of a...

Chapter 7 Bankruptcy--- Payment Advices

You need to file your paystubs for the 60 days immediately prior to filing. You can send them to your trustee, whomever that is. There is no form.