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Filed Chap13 in NY and gave up my home, discharge is being finalized now. Just received foreclosure papers. What is happening?
Lawrence's answer
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Answered on November 08, 2013
I am not sure why you are posting here. This is a question that your attorney can readily answer, and should. However, it seems that the mortgage...
Bought a quad without title and it got impounded. How can I find out who has the original title? is there anyway to get it out?
Lawrence's answer
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Answered on November 08, 2013
Who was the seller? Can't you go back to him? Do you know the tag number? You can go to PennDot and find out that way. It was a mistake to buy...
Can the mortgage company tact on late fees and interest on your mortgage after receiving a discharged chapter 7
Lawrence's answer
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Answered on November 07, 2013
Yes, but they cannot be charged to you personally, they can only increase the amount of the lein against your real estate.
Archived
My husband passed away in july i thought my name was on the mortgage but i just found out its not, what can i do to keep my hous
Lawrence's answer
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Answered on November 05, 2013
This is not really a debt question. You have rights of intestacy that cannot be resolved on this forum. This means that you may gain an interest...
Archived
I received a call today from some woman who claimed to be a collector/legal person. She said I owe a creditor from 1995 $2000.
Lawrence's answer
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Answered on November 05, 2013
1995? You've got to be kidding. This is a scam. I suggest you ignore this and block her number if possible. This is most likely criminal...
Archived
Can a credit charge interest on account that has been charged off by the originator
Lawrence's answer
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Answered on November 05, 2013
They assignee of an account can only charge you interest at the rate you initially agreed to pay in your original contract. If that rate goes up...
Archived
Custody
Lawrence's answer
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Answered on November 05, 2013
I am assuming you do not yet have a custody order of court, but will need one. You cannot do this on your own, or by asking questions on this...
Archived
I cosigned with someone on a car loan and they cant make payments, what are my options?
Lawrence's answer
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Answered on November 04, 2013
This question has been answered many times on this forum. This is the reason why you should never co-sign loans, unless you intend to pay...
Archived
Can you pay off a collection debt with monthly payments instead of the entire amount without being harassed by that agency
Lawrence's answer
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Answered on November 03, 2013
It is legal to ask, it is also legal to refuse, which is what I recommend. Do not give out personal asset information to anyone unless you are...
Archived
My wife owes $420k on her home & the value is @ $300K. If she does a deed in lieu, are there def. judgements?
Lawrence's answer
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Answered on November 01, 2013
Most times, banks will not pursue deficiencies, although, I have had cases where they did. With a deficiency this large, it may be better , as my...