The first part of the question is not explained by the second part. I don't think you are saying that you filed a praecipe, but if you did, I...

I applied for a payday loan a while ago. The company called and called so much begging me to get the loan, I said no!

I would suggest calling the Pittsburgh maven in this area, Greg Artim. Greg is an exert in consumer law and really knows how to beat these...

Can a creditor such as a credit card company access my 401k to satisfy a debt?

401k, like most retirement funds, are exempt under PA law, unless you withdraw the money.

I can't stand debt collectors I am about to go off

Not sure what you mean by "about to go off...", but harassment by debt collectors is unlawful. You might want to expand on this comment and...

Can I be charged for theft of services, for a store credit account?

It is pretty apparent that the debt collector is, at a minimum lying, and most likely creating a good cause of action for you by clearly violating...

I am 2 payments behind on my mortgage and am afraid of foreclosure. How many payments are needed for them to start the process?

It appears that we are neighbors. I get a lot of cases like this. Technically the company can start a foreclosure after a default, however, PA...

Chapter 7. in 2006. Want to walk......

Mr. Granvold is correct. If there is one mortgage on the home and that mortgage was in the 7, then if your parents "walk away," there will be no...

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After a divorce, I'm left with a motorhome, owing 79,000. It's worth 50,000. Can't afford pmts of 685 mo. No money, home HELP

You can always file a bankruptcy, but then you will not have the motor to live in any longer. Do you have another place to go? The question does...

Is it hard too dispute theft of services? thy money was taken from discounts given to customers.

As always, criminal intent with proof beyond a reasonable doubt is required. Can they prove criminal intent, or was it negligent? Take the other...

Does a debt buyer such as New a Century need to list the buyers license # on the complaint to be valid

The PA RCP do not require listing a license number on a civil complaint in the CCP. However, please, if you were sued by these guys, do not do it...