Questions answered by Lawrence S. Rubin

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I originally borrowed $30,000 in student loans. That total is now 160,000 i

Lawrence's answer | Answered on July 10, 2014

I am unaware of any organization that does this, however, there may be if you check around. Any consumer attorney can help though.

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Do I need a debt lawyer??

Lawrence's answer | Answered on July 10, 2014

The answer is yes, you should bring the papers to a lawyer who deals in consumer protection, bankruptcy, or debt. If you received a subpoena for a...

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In PA, my sister used my ATM card, no permission, she was scammed. Will the bank cover my loss?

Lawrence's answer | Answered on July 09, 2014

You should really report this to the FTC. This is almost certain a scam and it may not even be by IYogi. The use of Western Union to transfer...

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My last cc payment was made June 28, 2010. I was served today, July 8, 2014 by Cash,LLC debt collection.

Lawrence's answer | Answered on July 08, 2014

This issue has been addressed many times on this site. I need to clarify a few things: 1. When you say "served," do you mean by the sheriff? Were...

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Can a lawyer who one practiced law in pennsylvania and retired to florida, represent you in a lawsuit in pennsylvania?

Lawrence's answer | Answered on July 08, 2014

As long as her holds an active valid PA license, the attorney can still take a PA case. He should have an office though. Attorney licenses are...

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Is it to late to get a new lawyer? I feel that because I have no money I don't have a lawyer who is on my side.

Lawrence's answer | Answered on July 08, 2014

The choice of a lawyer is always yours. Whether it is practical or desirable, or economically feasible to switch lawyers is up to you to decide....

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One of my customers is considering bankruptcy. Is there some way that I could still get paid for my work if she does file?

Lawrence's answer | Answered on July 08, 2014

Not only will any agreement you have with her for post-filing payments be cancelled, if you collect more than $600 from your customer for a debt...

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Change from Co-Owner to Owner

Lawrence's answer | Answered on July 07, 2014

What do you mean "was made co-signer." Did someone put a gun to your head? Don't you mean you just co-signed for someone voluntarily? I don't...

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How should a spouse handle a credit debt that was taken out in his name but he never applied nor signed for the credit card?

Lawrence's answer | Answered on July 03, 2014

You need to notify the CC company that your wife forged your name. You need to be willing to prosecute or at least cooperate with the CC company...

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My credit is going to crap because of signing up for debt settlement promising to pay off my debt in 42 months is this good /bad

Lawrence's answer | Answered on July 03, 2014

I do not agree with Mr. O'BrIen. I do not agree that debt settlement companies are a good way to deal with this problem. You need to get your...

Lawrence S. Rubin's Answers (3311)

I originally borrowed $30,000 in student loans. That total is now 160,000 i

Do I need a debt lawyer??

In PA, my sister used my ATM card, no permission, she was scammed. Will the bank cover my loss?

My last cc payment was made June 28, 2010. I was served today, July 8, 2014 by Cash,LLC debt collection.

Can a lawyer who one practiced law in pennsylvania and retired to florida, represent you in a lawsuit in pennsylvania?

Is it to late to get a new lawyer? I feel that because I have no money I don't have a lawyer who is on my side.

One of my customers is considering bankruptcy. Is there some way that I could still get paid for my work if she does file?

Change from Co-Owner to Owner

How should a spouse handle a credit debt that was taken out in his name but he never applied nor signed for the credit card?

My credit is going to crap because of signing up for debt settlement promising to pay off my debt in 42 months is this good /bad