If I file chapter 7, Is my jointly owned home considered an asset if the debt is unsecured and in my name only? Thank You

In PA there are federal and state exemptions. In your case, most likely you would use the federal 522(d)(1) exemption, which can exempt up to...

I need to know if walmart will put charges on my record because I shoplift

1. Do not post anything further about the offense online. 2. Do not discuss it with persons outside your family. 3. Get a local attorney. There...

If your you suffered a sheriff's sale and the bank purchased the property, there is no needs for you to pay association fees. There is no need to...

Can Windham Professionals, a collection agency, garnish wages for someone who's defaulted on student loan. (In PA)

Federally insured student loans can garnish wages through their counsel or through the US DoE. Collection agencies cannot garnish wages...

Can I get out of a contract if the sales rep never made a point of telling me about the "no cancelation" policy?

You neglected to mention what you were buying. Barring some kind of misrepresentation it may not be possible for you to get out of the contract,...

Can I get my down payment back and loan discharged from a vehicle that broke down 2 weeks of the lot and now repoed?

It is hard to tell what your rights are without reading the warranty. If the defects were concealed, that is one thing. If the dealer did not...

My car was repossessed after I missed only 2 car payments. The reason I missed the payments is because I have been out of work.

Having done this many times myself, I agree with the other two attorneys. Chapter 13 will allow you to pay out the arrears over a 60 month (5 yrs)...

There is no sheriff that say, "Don't leave town, partner." This is all civil. You can go anywhere you want for any reason. There is no arrest...

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How do you know if a loan is secure or unsecure ?

The law requires lenders to hold the title to a motor vehicle if they have a lien. If you have the title, they probably do not have a lien. ...

I have a judgement entered against me for 20k, is it possible to settle for 5k-8k?

Mr. Lassen has given you good advice, but first look to see if the appeal period is up. It may not be. Immediately go to a local consumer or...