If the lender keeps a repossessed vehicle as compensation does the charge off have to be removed from my credit reports?

It won't be removed from your credit report since it is apparently true that you defaulted on an obligation. If the creditor wanted the car, it...

Do I have to pay this vehicle sales tax?

Get the car appraised by a reputable appraiser, or just go by the Blue Book, Kelly or NADA. Appeal the assessment but do it promptly.

I got a loan from a credit union to buy this car. Do I have any options ?

You have an implied warranty of merchantability and fitness of a particular purpose. You can sue the private seller. I doubt the lemon law...

The short answer is that you will need to speak to a consumer lawyer and have him review the circumstances with you. Not every indignity is...

Who would I contact to settle this civil judgement the court or the creditor? Will I be able to settle for less than what I owe?

Before you go contacting the creditor, contact a lawyer to make sure the judgment is valid and may not be set aside for jurisdictional defects. ...

Petition to Modify or Appeal modified order?

I think you asked this before. Masters do not need to order psych evals if the don't want to. Custody orders are always open to review. You are...

Can there be a mistrial in custody if attorney did not file appearance in previously pro-se case? Canmaster overrule judgesorder

A master can modify an emergency custody order, which will itself be signed by a judge unless a de novo hearing is requested. Custody orders are...

What sort of legal action can be taken to get a full refund of not producing what was promised to me?

This is not a complex matter. Declare a default and demand a refund. You must first make sure that the written contract calls for a certain time...

This is obviously an unlawful debt collection tactic. I would live to see the email, but barring that, no creditor has the right to threaten...

1. Don't defend yourself against Discover. I don't mean let them win, I mean don't do it yourself. Discover will always beat any lay person in...