I want to reaffirm my car, but i think the judge might say no. Payments are $325 a mo can i ask the bank to lower payments?
Paul's answer
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Answered on January 16, 2017
As others have suggested, most likely "no". However, to fully answer I would need to know why you feel the Court won't reaffirm? Do you not have...
I need to let my car go back but my dads name is on it too can i file bankruptcy and keep them from coming back on him
Paul's answer
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Answered on January 16, 2017
No. Since your dad is a co-signor, the lender may proceed against him. However, remember, they are limited to the deficiency amount i.e.costs of...
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Would bankruptcy affect: receiving financial aid if i decided to go back to school?
How would it affect a pending foreclosure?
Paul's answer
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Answered on January 16, 2017
You have really asked multiple questions. A chapter 13 or 7 will stop the garnishment. Regarding the foreclosure, you would have to at least...
Archived
Filed chapter 7 bankruptcy last year, house included. Can I walk away with no recourse from the lender?
Paul's answer
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Answered on August 23, 2014
As others have suggested, a deed in lieu would be a wise choice. Also, you may consider a short sale. Provided no reaffirmation agreement was...
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I am planning to file chapter 7, could my husband give me mortgage via a quit claim deed?
Paul's answer
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Answered on June 29, 2014
As the other replies suggest, you cannot transfer a mortgage. Also, as others have noted, you and your husband can discharge the obligation only if...
Archived
Should a lawyer return a Trustee refund check to his client
Paul's answer
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Answered on June 07, 2014
If a refund check was returned by the Trustee to your attorney, he should not keep it and apply it to any alleged outstanding fees or costs ,unless...
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Had a payday in 2010, closed down my account, forgot about it and earlier this week, I get a call saying I have a warrent
Paul's answer
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Answered on May 22, 2014
Unfortunately, many people I represent call and advise of these threats from payday thieves , I mean providers. You will not be charged criminally...
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What are PA Bankruptsy residency requirements for former resident?
Paul's answer
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Answered on April 13, 2014
You would no longer be considered a Pa resident and therefore your prior residency would not come into play. You would be eligible the 91st day...
Archived
Can a mortgage company foreclose after I file chapter 13?
Paul's answer
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Answered on April 10, 2014
No. The chapter 13 filing will provide an automatic stay as to any action by creditors. and you will be permitted to pay your mortgage arrears...