Archived
Wil my husband, who sued me for divorce in MI though he is resident of NY be prosecuted for credit card fraud against me
Daniel's answer
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Answered on January 31, 2012
Often local polices departments are overburdened and won't want to get involved in matters such as this - even though it understandably is very...
Can I dispute a debt with a collection agency after 30 days?
Daniel's answer
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Answered on January 31, 2012
You can dispute a debt at anytime. The creditor or collection agency must then report the debt as disputed to the credit bureaus. But that won't...
Archived
Is it illegal to get hired for a contract, and work for another one for free?
Daniel's answer
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Answered on January 30, 2012
Without more specifics (maybe the industry or type of work) it will be difficult for anyone to give you some meaningful insights. I would suppose...
Archived
I am trying to figure out how to help my mother with some credit card debt $16K that she can't afford to pay back.
Daniel's answer
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Answered on January 30, 2012
You likely will need to look at her whole financial situation, and determine if she has other debts. If this is her only debt, than it may not be...
Archived
Can I ask a collection agency to validate a debt if theyve had it longer than 30 days but never sent me a letter to dispute
Daniel's answer
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Answered on January 30, 2012
A debt cab be bought and sold many times. The new agency is supposed to send you a new "5 day notice" informing of your right to request...
Archived
What can i do about the harassing phone calls and letters from the debt Collection agency
Daniel's answer
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Answered on January 30, 2012
Midland Funding is one of the largest debt buyers in the country. They file thousands of lawsuits across the country each month. You can get the...
Archived
Can I get more money if I prove that I was hurt during the process of a verbal agreement being broken?
Daniel's answer
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Answered on January 30, 2012
When you say "hurt," the legal term would be "damaged." It may be hard to prove that your low credit score was directly caused by this broken...
Can a lender sue us 2 years after non-judicial foreclosure for a deficiency in California?
Daniel's answer
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Answered on January 30, 2012
Ignoring calls or letters is rarely the best action. If the collection agency is calling you "non-stop," or excessively, that could be considered...
Archived
Validation of Debt
Daniel's answer
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Answered on January 30, 2012
What they provided is probably enough for validation under the FDCPA, but might not be enough for them to win a state lawsuit on the alleged debt. ...
Archived
Excessive Commissions and misrepresentation of legal council from a debt settlement Company.. How to proceed?
Daniel's answer
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Answered on January 30, 2012
The previous poster mentioned Attorneys General going after these types of outfits hard. Also, the CFPB - Consumer Financial Protections Bureau -...
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