Bankruptcy Chapter 11

I agree with previous counsel, you need to find a competent attorney who handle Chapter 11's regularly and handles other commercial issues. I...

As one of the attorneys sated, Credit Unions (CU) use cross-collateralization clauses in their loan agreements meaning an unsecured credit card or...

How do I find a good and low cost lawyer to file for bankruptcy

It sounds like bankruptcy may be a option for you. You can search here on AVVO for an attorney. Check out reviews here and then do an internet...

Should I file for bankruptcy, request to set aside default judgement...what?

It is hard to answer this question without knowing more. There is probably some procedure to address the default judgment in the state but what...

For Ch. 13 bankruptcy, about how much above our mortgage pymt will we have to pay each month?

There are a number of variables that can change the answer to this question; how much unsecured debt do you have and will those creditors file...

Thought it was taken care of through bankruptcy.

I agree with the previous answers; you should consult your bankruptcy attorney about the debt and also challenge the debt with the collector....

How to declare bankruptcy for free?

I usually direct people to Legal Aid if they feel they cannot afford an attorney. In our area, they take some cases. Also, many county bar...

Is it possible for me to claim that I am insolvent based off of the information above?

As with previous answers, I recommend seeing an accountant. The IRS has a form that can be filed with your return to claim your insolvency...

I am getting collections notices from Portfolio recovery on a card that was clolsed in 2004.

I agree with both of my colleagues. You may have an action against them. Do not make another payment or you could start the statute of limitations...

How does the law take into account when someone takes a pay cut to base pay then plans to make up in OT, with re: child support

Brian is correct, the court will be skeptical and could impute his former salary to him. It is amazing how many people threaten to quit a job.