Questions answered by Carlo Sabatini

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Can I seek legal action against a debt collection agency?

Carlo's answer | Answered on June 29, 2015

Most likely you have a right to sue the debt collector. Federal law prohibits debt collectors from engaging in unfair practices when they are...

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Can a Credit Card collector sue me with no advance notice?

Carlo's answer | Answered on February 23, 2015

I think that you might be referring to the validation provisions of the Fair Debt Collections Practices Act when you say that you "never had the...

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I am being sued by Midland funding. I am attending court. Should I write to their lawyer asking for validation before the date?

Carlo's answer | Answered on February 23, 2015

Attorneys Artim and Rubin are correct. This is a case that an experienced attorney should win. Some lawyers offer money-back guarantees when...

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Can a debt collector threaten to take me to court for fraud on an internet payday loan that I took out in 2008?

Carlo's answer | Answered on October 15, 2014

There are an enormous number of entities that fraudulently attempt to collect alleged payday loans. here is a link to a CNN article describing it....

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Can a collection company garnish a bank account that is not mine, but i am a secondary name on it?

Carlo's answer | Answered on May 29, 2014

The collection company can cause a garnishment order to be served on the bank. The order could require the bank to freeze this account. However, if...

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Is this something I can take to court and win?

Carlo's answer | Answered on March 28, 2014

You might have a claim now. It would depend on many issues: when the original debt collection agency transferred the debt, what representations it...

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Should I get a lawyer that specializes in wage garnishment?

Carlo's answer | Answered on October 12, 2013

Definitely unusual. PA generally does not allow wage garnishment, though there are a few exceptions, such as judgments for child support, unpaid...

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Our mortgage company said that they are foreclosing on us if we don't switch our 25 year mortgage to a 40 year....

Carlo's answer | Answered on May 29, 2013

Whether you have any rights against the mortgage company as a result of the misrepresentation is questionable. However, now that your husband is...

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I think my husband is going to be sued from a collection company for a $2,100.00 debt that was originally to Best Buy.

Carlo's answer | Answered on February 12, 2013

I would be interested to hear the message that they left for you. It is possible that the message may contain false statements which would give...

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If a morgage is at court house but not filed with a file number for 12 years is it still a secured loan?

Carlo's answer | Answered on November 20, 2012

You need to meet with a bankruptcy lawyer ASAP. This is a complicated issue. If you are in a Chapter 7 case, and if the mortgage was not properly...

Carlo Sabatini's Answers (56)

Can I seek legal action against a debt collection agency?

Can a Credit Card collector sue me with no advance notice?

I am being sued by Midland funding. I am attending court. Should I write to their lawyer asking for validation before the date?

Can a debt collector threaten to take me to court for fraud on an internet payday loan that I took out in 2008?

Can a collection company garnish a bank account that is not mine, but i am a secondary name on it?

Is this something I can take to court and win?

Should I get a lawyer that specializes in wage garnishment?

Our mortgage company said that they are foreclosing on us if we don't switch our 25 year mortgage to a 40 year....

I think my husband is going to be sued from a collection company for a $2,100.00 debt that was originally to Best Buy.

If a morgage is at court house but not filed with a file number for 12 years is it still a secured loan?