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I agree that you have not posed a clear question. However, allow me to presume that you are fearful that you will owe outstanding medical bills...

Which is better for credit: charge off or charge off + satisfied judgment?

I would like to know how the debt became "satisfied". That term of art connotes the payment of the debt. If you indeed paid the debt in full,...

I must agree with Attorneys Lutz, Mccormack and Trease. Not only should you speak with an attorney, you have nothing to lose by doing so. Most...

A creditor sued me. I paid nothing. A year later they filed an "Entry of Satisfaction" with the court. What does that mean?

You did not indicate the state in which the judgment was entered, and will not be able to get a clear answer to your question without speaking with...

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Do judgement creditors have to abide by the same fdcpa rules as they did pre-judgement?

I agree with Attorney Artim. Although a creditor is not permitted to threaten to take action it has no legal basis to pursue, you may not be able...

If a law firm sues me for a credit card debt, should I try to settle it with a phone call to them or hire a attorney?

I don't blame you for attempting to resolve this debt on your own. Like most people, you probably want to pay your obligations. However, now...

How was it possible for a Debt Collector to place a negative balance on my checking account after the Statue has expired?

In order for your bank account to be attached by a collection agent, it or a predecessor must have obtained a judgment against you - meaning you...

Can creditors immediately forgive debts in response to a debtor declaring bankruptcy?

Debts discharged in bankruptcy are not subject to forgiveness of debt income tax, even if a Form 1099C is filed by the creditor. If a creditor...

If you declare bankruptcy is it possible to recover wages or levies against a bank account that judgement creditors have taken?

I agree with Attorney Wittmer. You must act VERY QUICKLY. Please consult with a bankruptcy attorney without delay.

How long do I need to live in Pa in order to file for bankruptcy?

Attorney Bunce is correct. The Bankruptcy Code seems to require 6 months, but case law has been interpreted to read the statute as the better part...