This July, a single mom of 3 had her Chapter 7 case discharged, wiping out $47,000 of unsecured debt.
Our client originally filed a Chapter 13 largely due to massive medical bills, but then had a ...change in income and her payments became too difficult. We walked her through the process of dismissing her Chapter 13 and filing a Chapter 7 instead, and that's what she did.
This client works off hours around the clock to put her two oldest children through college. We were able to save her from eviction and now she can start fresh, with only student loan debt to repay.
Bankruptcy and debt
Our Client Couldn't Afford $1,000/Month for Student Loan debt on a Teacher's Salary
Jul 01, 2015
OUTCOME: Student loan monthly payment was reduced by $700
Our client had lifelong dreams of being an educator and making a difference, and dedicated herself to higher education to pursue becoming an Assistant Principal. After 19 years of education from Old ...Dominion University and Norfolk State University, she was able to complete her Bachelor’s Degree in Interdisciplinary Studies, a Master’s Degree in School Administration and a second Master’s Degree in Reading Education.
As excited and proud she was to have accomplished this, she was unsettled with student loan debts totaling $98,000. With her monthly payment at $1,000, it was almost as high as her mortgage. On a teacher’s salary, it didn’t leave her with much left over.
She decided to give us a call to determine if she had any options in reducing her monthly payment amount. During her consultation with Attorney Pfeiffer, they were actually able to reduce her monthly payments from $1,000 to $390 right then!
Now that our client is saving over $600 every month, she will be relocating to Charlotte, NC where the Assistant Principal opportunities are more abundant – which she would not have been able to do otherwise. She is also buying a new car – she has had the same car since her graduation in 2000!
Bankruptcy and debt
Young married couple has $157,000 in debt discharged.
Apr 16, 2015
OUTCOME: $157,000 discharged
A young married couple came to our office with $157,000 in debt. We were able to get there debts discharged and now they are able to get their fresh start.
Chapter 13 bankruptcy
Foreclosure Stopped
Apr 13, 2015
OUTCOME: Foreclosure stopped.
Client came to me the day before a foreclosure sale was scheduled for his home. He had been out of work but was now employed and wanted to save his home.
Chapter 7 bankruptcy
Chapter 7 Bankruptcy
Sep 17, 2014
OUTCOME: Debts discharged
Widow is able to discharge over $30,000 of credit card and medical debt.
Chapter 13 bankruptcy
Chapter 13 Bankuptcy
Oct 16, 2009
OUTCOME: Debt Discharged
Client was able to keep house, remove 2nd mortgage and pay off tax debt in a five year payment plan.
