Can I file bankruptcy to clear my debts?

Depending on your assets it certainly sounds like a chapter 7 bankruptcy discharge is what you need!

I live in Pa with my custod case in NJ. Should I move it to Pa in hopes they will be more strict on enforcing the court order?

In my opinion the case is best in the state where the offender lives. If you move it here how do you expect PA to enforce our laws in NJ? I think...

I had judgment in PA starting in 8/2010 because I didn't pay $15.000 credit card balance to Discover Bank.

A judgment lasts for 20 years in PA. Lien priority is released after 5 if not renewed. Just speaking to them does not renew or toll anything. ...

It is exempt to the extent you have enough d5 exemption left to cover it and you use that to exempt it. So the answer is that it is not...

I am named as a defendant on a mortgage foreclosure, as a creditor (via judgement). Do I have to do anything?

If you are a creditor, you should not be named as a defendant. You should only be named as a defendant if you are a property owner or you signed...

If I have debt issues (debt is in my name only) and live in Pennsylvania...

No, the debts you owe individually to a third party are not split in relation to the creditor. Your spouse may be liable to YOU for half of the...

Can I respond to a Action in Foreclosure after the 20 days have expired?

Yes you can! As long as judgment has not been entered you may file an answer and new matter or counterclaim.

I signed a prommisory note for 200.00 for sliding groceries they now want 840.00 do I have to pay this amount back?

I would say don't pay them but do definitely schedule a free consultation with a local consumer attorney like Greg Artim to go over your options!

Summoned for a civil suit on credit card debt

You definitely need to find a local attorney who offers free consultation to review your entire situation so you may learn about all available...

It is very very very very hard. It does depend on the circumstances though. Why should the governor pardon you? What makes you different than...