I’ve been threatened with civil liability in court action over a payday loan that I know nothing about.
Kevin's answer
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Answered on December 12, 2021
Their ability to sue you and/or recover anything MAY be prohibited by the Statute of Limitations....certainly don't pay them ANYTHING unless and...
Hi, personal BR chapter 7 was discharged in June 2012 for me. When should I expect it to falls off my credit report ?
Kevin's answer
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Answered on December 09, 2021
Agreed with the 10 years, agreed that it is normally automatic....that is, a month or two after the anniversary of the filing date of the Chapter 7.
What should i do?
Kevin's answer
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Answered on November 29, 2021
One of 2 things....take a gun to a baseball bat fight; or, call the cops.
QUestion about my debt case?
Kevin's answer
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Answered on November 15, 2021
Yes they CAN take you to Court. It's not going to do them much good since it sounds like you don't have much to collect from. The Judge cannot...
IIs it legal for a lawyer for the creditor to ask for a prepaid card?
Kevin's answer
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Answered on November 15, 2021
It's not ILLEGAL to ask, it's certainly not normal. They can't refuse a money order, so I don't know what that's about. This sounds a little...
My mother is being sued by her credit card bank. Her only income is SSI. What will happen if she won’t show up to court?
Kevin's answer
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Answered on November 14, 2021
Most likely nothing will happen. She will not go to jail. Her SS cannot be seized by the creditor. Even if they try to file to levy the bank...
HOw can I get the court to dismiss a debt?
Kevin's answer
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Answered on November 10, 2021
Your Social Security is totally protected from having to pay debt. That includes even after it gets deposited in the bank as long as it is clear...
Can spouse continue to pay on a joint credit card if I file for Bankruptcy?
Kevin's answer
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Answered on August 30, 2021
No, the credit card company will cancel the card even if you would LIKE to continue to pay....same result in Ch. 13 cases. If husband is...
If o have a writ of execution against me for 10,900.00 can they take my property
Kevin's answer
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Answered on August 30, 2021
They can sell it, not really take it directly. But if the Sheriff actually has a sale of your 'stuff' and someone else actually buys it at the...
Can I file for Chapter 13 bankruptcy if I don't have a mortgage or a car loan?
Kevin's answer
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Answered on August 03, 2021
Yes you can...based on what you're telling us it's probably a Chapter 13 plan with a very small payment for 36 months. And you might get a boost...
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