They cannot charge you with bank fraud for missing payments, that is a civil matter. Debt collectors will say whatever they believe will get a...

Caught shoplifting in K-Mart. No police involved but I will receive a civil demand. Must I pay it?

Interesting question. If you pay the civil demand you have admitted that you owed the store for something, presumably something you stole. As...

Can i take any legal action against this company? and should i?

Putting them on notice of their mistake and keeping a written record of this (a copy of the email or letter) is important. If they had reported to...

Can I get an Accelerated Rehabilitative Disposition (ARD) program for possession of marijuana on my first offense in PA?

ARD or any other first offender programs are not a matter of right in PA, the DA's office can offer those programs to first time offenders if they...

Can I still be liable for a personal debt after filing bankruptcy?

Generally attorney's fees are unsecured debts that are can be discharged. I have had many cases where attorney's fees are listed on the schedules...

Can I declare bankruptcy?

Depending on your assets you should be able to file a bankruptcy to erase your debt. However, the cost of the bankruptcy will have to be weighed...

Can my lawyer have my entire bankruptcy case dismissed because I still owe him a payment?

No, he can not get the case dismissed because you still owe him money. If it is a chapter 7 case, he not only has no authority to get the case...

What would be my best option? Foreclosure on mortgage? Bankruptcy? If bankruptcy what chapter?

If you do not want to keep your home and you only have $5,000 in equity in your car and your personal possessions do not exceed the exemptions for...

Can Plaintiff sue Def A, get a default judgment against Def A, then sue Def B in a new separate lawsuit based on same incident?

In Pennsylvania there would be a defense for Defendant B for failure to join a necessary party in the first lawsuit against Defendant A. The...

How many years can they pursue the debt.

The statue of limitations for debts is different for each state and depends on the actions of the debtor and creditor. I practice in PA and it is...