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I have $15,000 in credit card debt and roughly $100/week in income. Should I declare bankruptcy?
David's answer
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Answered on August 28, 2012
Bankruptcy at this point is not a good option for you. Your student loans are not dischargable except in some disability circumstances. You need...
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A judgement has be placed against me for $4800.00 for a credit card. What will happen in the state of Pa?
David's answer
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Answered on August 17, 2012
You can contact my office and I will be able to defend you in the matter you are scheduled to got to Court on at the end of the month. There are...
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I settled a debt with collection agency in court in front of a judge. I tried to make my first payment and they said my account
David's answer
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Answered on August 17, 2012
What that means is the party that filed suit, either the original creditor or the debt buyer pulled the account from the agency and it is either...
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Is verifying an extinguished debt to the CRAs a FCRA violation?
David's answer
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Answered on August 17, 2012
The reproting of the trade line itself is not a violation, however they may be in breach of your agreement with them and if you have suffered...
What is a "praecipe to enter judgment/entry of judgment" notice?
David's answer
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Answered on August 17, 2012
The praecipe to enter judgment places the Judgment on your record and will now show on your credit report. You should hire an Attorney to assist...
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Can we file a lien to collect a debt?
David's answer
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Answered on August 17, 2012
The time for filing a mechanics lien has likely expired. You will probably need to file suit in Court.
Archived
How long does a credit bureau take to reflect changes in a report?
David's answer
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Answered on August 17, 2012
From the time Transunion receives the information it should be between 30 and 60 days.
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Can public aid put a lien on a settlement
David's answer
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Answered on August 17, 2012
DPW can put a lien on any settlement funds received for the medical bills that they covered. The Attorney handling the case needs to make sure...
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Can I be sued or have criminal charges filed against me for 2 payday loans that I took out in AZ in 2003?
David's answer
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Answered on August 17, 2012
You should seek the advice of local Counsel.
Statute of limitations for car debt when loan was in WA and we now live in CA?
David's answer
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Answered on August 15, 2012
Since you live in a different State from where the debt was incurred you go by the State that has the shortest Statute of Limitations between A)...