Questions answered by Jacques H. Geisenberger Jr.

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Any certainty of getting payment plans and avoiding bankruptcy for credit cards and loans defaulted for 11 months?

Jacques's answer | Answered on March 14, 2016

You present a very interesting set of facts. You should discuss your situation with an experienced attorney in "business startups" who should also...

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Bankruptcy an option

Jacques's answer | Answered on March 12, 2016

I agree with the prior responses of Attorneys Rubin and Rabino. I would add that if you do not have the funds to pay an attorney and qualify for...

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I have a judgement against me for $4,000 my mortgage is up-to-date can they take my house from me

Jacques's answer | Answered on March 09, 2016

Much will depend on what the balance due on the mortgage is at this time, whether there are other liens on the property, and what your property is...

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Can the mortgage payment be used as a marital adjustment deduction against my spouse's income for bankruptcy?

Jacques's answer | Answered on March 07, 2016

Strongly urge you to consult with an experienced bankruptcy attorney before attempting to DIY. There are probably many other issues beside the one...

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If I go bankrupt, will they undo the transfer we did a little over two years ago and a year before I even incurred this debt?

Jacques's answer | Answered on March 07, 2016

Follow Deborah Hughes excellent advice. Don't necessarily base your choice of attorney on whether or not the consultation is free as experience in...

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1) Am I, as her oldest son, entitled to this information? 2) Am I, as part account owner, entitled to acquire my portion.

Jacques's answer | Answered on March 03, 2016

I agree with Mr. Whelen's response. To flesh it out a bit suggest if you are unable to secure the information from your brother or his attorney. If...

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Will I have to pay more taxes on that money I distributed?

Jacques's answer | Answered on March 02, 2016

I too am a bit confused. Are you the fiduciary acting under the Will? Has the will been probated? What does the will say, if anything, about...

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Is my account being reported correctly by the original creditor? Should it be reported with a balance or a zero balance?

Jacques's answer | Answered on March 01, 2016

You have spent a lot of time attempting DIY corrections on your Credit Report. I now suggest you gather all of your papers and communications...

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Should I be able to do a chapter 7 without my wife?

Jacques's answer | Answered on February 29, 2016

Attorney Cella's response is right on point. Given the figures you set forth it is going to be very difficult to pass the Means Test and qualify to...

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Will the estate plan and will that we create in PA readily "transfer" to NY?

Jacques's answer | Answered on February 29, 2016

Yes. When you move to New York, you should then consult with a New York attorney to review the Pennsylvania estate plan and documents you have...

Jacques H. Geisenberger Jr.'s Answers (781)

Any certainty of getting payment plans and avoiding bankruptcy for credit cards and loans defaulted for 11 months?

Bankruptcy an option

I have a judgement against me for $4,000 my mortgage is up-to-date can they take my house from me

Can the mortgage payment be used as a marital adjustment deduction against my spouse's income for bankruptcy?

If I go bankrupt, will they undo the transfer we did a little over two years ago and a year before I even incurred this debt?

1) Am I, as her oldest son, entitled to this information? 2) Am I, as part account owner, entitled to acquire my portion.

Will I have to pay more taxes on that money I distributed?

Is my account being reported correctly by the original creditor? Should it be reported with a balance or a zero balance?

Should I be able to do a chapter 7 without my wife?

Will the estate plan and will that we create in PA readily "transfer" to NY?