Ex-husband passed away and had no will. We are opening up an estate. How long do creditors have to answer ad in paper?

If you are filing the estate in Pennsylvania the creditors have one (1) year from the date the ads have been run. I am sory for your loss.

Do we have to go thru a bankruptcy in our situation?

I agree with Ms. Wesley. The income from your pension will put your bank accounts at risk for attachment. The creditor calls and demand letters...

The Trustee in our area always states the amount of your income and expenses at the 341 meeting and asks the Debtor (under oath) whether of not...

If I go bankrupt without my spouse on some old credit card debt, can they touch our house?

There are a lot of factors involved as to whether or not your real estate will be protected. If you take the State exemptions the equity is not an...

Can the mortgage payment be used as a marital adjustment deduction against my spouse's income for bankruptcy?

I would be inclined to say no, since it's already being deducted under line 25B in the means. Obviously you can use it as an expense under Schedule...

You are required to include any contributions to your household income if they are received on a regular basis both on the means test and on...

Part of me doesn’t want to do this, but would I have any problem doing a chapter 7?

From the facts you present it sounds as though you would qualify to file a Chapter 7 bankruptcy and get these debts discharged even if a portion of...

Am I going to have a problem getting a chapter 7 bankruptcy?

I agree with Mr. DiCicco. If the credit card company filed an Adversary Complaint in order to object to the discharge of these cash advances the...

What should I do about debt collection calls while a bankruptcy stay is in effect?

Usually they stop once you provide them with your case number and date you filed. If you are represented by an attorney give them your attorney's...

Is this dischargeable in bankruptcy?

Based on your question it sounds as though you could discharge this debt in bankruptcy. There are a lot of issues which factor into whether or not...