Archived
Person currently holding our mortgage does not want to keep it any longer even though we have always made our payments on time
Steven's answer
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Answered on January 07, 2017
You are bound to the terms of your contract. Thus, if the contract requires you to pay in full, your lender is entitled to insist upon it. If...
Archived
I have a notarized letter from the owner authorizing a lien on her condo in Florida. How do I proceed?
Steven's answer
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Answered on January 02, 2017
A notarized letter is of minimal value in placing a lien on a property. The proper way to place a consensual lien on a property is via a mortgage....
Archived
Do I file bankruptcy before I take all money out of 401k to settle with credit union for loans.?
Steven's answer
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Answered on January 02, 2017
Please see a bankruptcy attorney immediately to discuss your options
Is it wise to email a trustee before the 341 meeting about the debtor about their income. He transferred money from his name
Steven's answer
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Answered on January 02, 2017
If you have information about unreported income or undisclosed assets, certainly you should pass that information along to the bankruptcy Trustee. ...
Archived
I filed bankruptcy in one state but now live in another state to take care of my mother.
Steven's answer
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Answered on December 27, 2016
The bankruptcy must remain in the state where you filed. However, if the issue is attendance at the meeting of creditors (which ought to be the...
Archived
Am divorced, filed chapter 7 bankruptcy and want name removed from mortgage without being liable again for mortgage debt.
Steven's answer
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Answered on December 19, 2016
You are only being asked to sign a modification application. The lender will not process a loan modification without your signature. Thus, the...
What do I do if I receive an Official Form 309A?
Steven's answer
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Answered on December 14, 2016
If you have received Official Form 309A, that means that your former daughter in law has filed bankruptcy. Assuming that everything proceeds...
Archived
If a Creditor is listed in the Certificate of Notice - does that document that they were included and discharged in the BK?
Steven's answer
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Answered on December 13, 2016
If the loan was formally reaffirmed and not rescinded within the allowable time, the loan was not discharged in the bankruptcy. Excluding a debt...
Archived
How can I evict a non paying tenant if the deed is incorrect and doesn't show me as the rightful owner
Steven's answer
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Answered on December 13, 2016
I always try to give answers in this forum that is something other than "you need to see an attorney" but quite simply, the only answer here is...
Archived
What rights do I have if any?
Steven's answer
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Answered on December 07, 2016
Unfortunately, your hardship is not a defense to your failure to pay your lot rent. Perhaps you should consult with an attorney to explore...
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