Archived
If a creditor has started garnishing wages what affect does filing Chapter 7 bankruptcy have on collections?
John's answer
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Answered on September 17, 2014
In Pennsylvania there are only limited instances where your wages may be attached (IRS, Child Support, Damages to an Apartment, to name a few),...
We live in our RV permanently. Can we lose our RV in a Chap. 7?
John's answer
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Answered on September 10, 2014
If you claim federal exemptions, §522(d)(1) allows you to exempt up to $22,975 in real or PERSONAL property that you utilize as a residence. The...
Archived
I am looking for advise on how one files for bankruptcy in PA for an S Corp with only 2 shareholders
John's answer
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Answered on September 04, 2014
I would first recommend that you at least sit down with an attorney for a consultation so that you understand the consequences of the filing of a...
Archived
I'M ON DISABILITY - CAN COURT TAKE MY 2 CARS FOR PAYMENT ON A CIVIL CREDIT CARD CASE? CREDIT CARD IS NOT MINE -
John's answer
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Answered on September 04, 2014
The credit card company will have to sue you, obtain a judgment against you and then execute on that judgment. To execute, they will send the...
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Archived
Should we wait until the person comes out of chapter 12 bankruptcy before filing a lawsuit for money he owes us on a contract?
John's answer
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Answered on September 04, 2014
If he successfully completes his bankruptcy, whatever balance is owed to you will be discharged, meaning that you will not be able to re-file your...
Archived
Payday loan
John's answer
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Answered on September 03, 2014
Just one of many scams. Always demand that any person attempting to collect the debt owns the debt and can prove you are liable for the debt. If...
Archived
Bankruptcy, tax lien
John's answer
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Answered on September 03, 2014
A bankruptcy filing immediately initiates the "automatic stay". That prevents any and all creditors from taking any collection action against the...
Archived
Does filing gor bankruptcy effect child custody?
John's answer
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Answered on September 03, 2014
A bankruptcy filing, by itself, will have no impact on your custody arrangements. Custody is determined by a state court proceeding. It sounds...
Archived
Does A Customer To A Lawyer Do All The Paper Work For Chapter 7.
John's answer
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Answered on September 03, 2014
As a bankruptcy attorney, I do require my clients to provide as much detail as possible regarding the debts that are owed. We do run credit...
Archived
Do i need a bankruptcy
attorney?
John's answer
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Answered on September 03, 2014
Each situation is different. Without knowing the condition of the property, your present use of the property and your other financial details, it...
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