Questions answered by Andrew Mark Gross

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Does the 30 day requirement for landlords to either return security deposit or request additional funds hold up?

Andrew's answer | Answered on February 12, 2018

One other important item is when your lease ended. If you moved out on November 6th but your lease did not end until January 31st, then your...

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Debt collection letter after Chapter 7 discharge?

Andrew's answer | Answered on February 12, 2018

If the debt was incurred before you filed for bankruptcy, then you may have a Fair Debt Collection Practices Act (FDCPA) claim against the...

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Can a bank hold you responsible for paying 1st and 2nd morgage after you filed chapter 7?

Andrew's answer | Answered on February 12, 2018

Your personal obligation to pay back either loan was discharged in 2011. The only remedy that either lender has is to foreclosure on your house. ...

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How do I know if a deficiency has been filed against me?

Andrew's answer | Answered on February 12, 2018

The lender would have to initiate a lawsuit to collect on a deficiency so you would have to be served with a complaint. In my state, Pennsylvania,...

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What would be better to do chapter 7or 11 or is there anything better for us to do?

Andrew's answer | Answered on January 23, 2018

I agree with the other two attorneys that you probably qualify for chapter 7 now that you are not working. You should find a new attorney in the...

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Can I refile chapter 13 or amend the plan and put the house back into it if we surrendered it?

Andrew's answer | Answered on January 23, 2018

You have 14 days to file an appeal from the relief from stay order. Hopefully, you have a bankruptcy attorney. If you do not, then you need to...

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In filing a chapter 7?

Andrew's answer | Answered on January 21, 2018

You and your wife need to speak to a local bankruptcy attorney because your wife may not qualify to file chapter 7 based upon the combined...

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If my wife has credit card debt, and is ordered to pay that debt back, do I have to pay the debt if she is not working?

Andrew's answer | Answered on January 21, 2018

You are not legally required to pay for your wife's debt but the creditor could go after any property that your wife owns in her own name such as...

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Can I file a chapter 13 this year after filing a 7 in 2011?

Andrew's answer | Answered on January 06, 2018

You are permitted to file a chapter 13 four years after your prior chapter 7 case so you are permitted to file for chapter 13. The 8 year period...

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I filed chapter 7 because of a garnishment the court sent a letter stating to return money back to me what's next?

Andrew's answer | Answered on October 09, 2017

If you had a bankruptcy attorney file your chapter 7 petition, then you should direct your question to your bankruptcy attorney. If you filed the...

Andrew Mark Gross's Answers (298)

Does the 30 day requirement for landlords to either return security deposit or request additional funds hold up?

Debt collection letter after Chapter 7 discharge?

Can a bank hold you responsible for paying 1st and 2nd morgage after you filed chapter 7?

How do I know if a deficiency has been filed against me?

What would be better to do chapter 7or 11 or is there anything better for us to do?

Can I refile chapter 13 or amend the plan and put the house back into it if we surrendered it?

In filing a chapter 7?

If my wife has credit card debt, and is ordered to pay that debt back, do I have to pay the debt if she is not working?

Can I file a chapter 13 this year after filing a 7 in 2011?

I filed chapter 7 because of a garnishment the court sent a letter stating to return money back to me what's next?