Archived
Can collection agency for 3rd party debt buyer add fees (almost doubling) the original charged-off amount on my credit report?
Gregory's answer
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Answered on September 26, 2012
They cannot ask for more than the amount is due and owing. They cannot add anything outside of what the contact states. You may have a violation...
Archived
What do i do if a debt collector threatens a judgement after i have been making payments on an account.
Gregory's answer
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Answered on September 22, 2012
Attorney Geisenberger is spot on. You should NEVER authorize a debt collector to make automatic withdrawals, EVER. That was a very bad idea... To...
Archived
How do i stop the collection agentcy of a payday loan form calling me and coming to my job again it is six years later.
Gregory's answer
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Answered on September 21, 2012
Contact a consumer attorney, whether its our office or another. You can have the attorney send a cease and desist letter. Showing up at a...
Archived
If my checking acct is joint with my spouse and he has ssi direct deposited can creditor freeze my acct
Gregory's answer
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Answered on September 21, 2012
Attorney Geisenberger's response is correct. A creditor cannot touch an account that is spousal if it only has a claim against one spouse. Also,...
Archived
Is it legal for a debit collector that bought our unpaid loan to be calling our family members
Gregory's answer
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Answered on September 16, 2012
Generally, the answer is no. If they already have your contact information, then this is illegal and you have the right to pursue them under the...
Archived
What rights do i have when i can'nt get vehicle repaired under its powertrain warranty
Gregory's answer
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Answered on September 13, 2012
I handle Lemon Law and warranty claims in Pittsburgh and I am a member of NACA. Please contact me for a free case reveiw. They cannot refuse to...
Archived
Can I be sued twice?
Gregory's answer
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Answered on September 11, 2012
You absolutely cannot be sued twice for the same debt, not if they obtained a judgment the first time. This is a blatant violation of the FDCPA...
Archived
What do I do about papers I got , Notice of Filing Foreign Judgement on credit card debt past SOL?
Gregory's answer
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Answered on September 09, 2012
Attorney Landry's answer is correct. You need to have a consumer attorney review the issue, specifically to see if there are any FDCPA claims to...
Archived
Was sued in Court of Common Pleas Luzerne County. Judge ordered Collection to amend complaint or case will be dismissed.
Gregory's answer
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Answered on September 06, 2012
I am not sure why an out of state attorney responded to you with such an awful answer. It doesn't matter what the judge said, it matters what...
Archived
I IAM GETTING HARRASED BY A COLLECTING AGANCY HOW DO STOP IT
Gregory's answer
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Answered on August 30, 2012
Contact a consumer attorney, whether its my firm or another. A letter needs to be mailed to the collector to advise them to stop harassing you. ...
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