Do I have to appear at a deposition at a debt collectors office and disclose my assets and financial records?
Gregory's answer
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Answered on July 17, 2013
You need a telephone or in office consult with a consumer attorney, not an internet email Q and A. If I had one guess, I would say that the...
If someone cosigns your name to a loan without your permission how do you get your name cleared?
Gregory's answer
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Answered on July 16, 2013
Forgery is a crime. Call the police. You can call the lender, they may or may not work with you. I am nearly certain that they will require you...
Archived
I received a letter saying i owe money, what could happen if I'm unable to pay.
Gregory's answer
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Answered on July 12, 2013
I would recommend that you have a consumer attorney review the letter. You don't mention who its from, whether its an original creditor, a debt...
I owed Capital One money now the account has been given to Hayt Hayt Landau. Should I make payments to them?
Gregory's answer
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Answered on July 08, 2013
I would never blindly make payments to a collector. If you have an intention on settling, get a firm written settlement agreement before you make...
Archived
Money taken off my credit card that was not suppose to be taken. Can I sue for theft?
Gregory's answer
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Answered on July 03, 2013
Actually you should contact the credit card issuer. File a dispute. Advise that the $106.52 was authorized, the $24.00 was not. I would...
Archived
I have sent a validation letter to the collection agency's law firm. What should I expect next? I live in Beaver County, Pa
Gregory's answer
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Answered on July 01, 2013
They need to validate the debt. To be honest, it doesn't take much to validate. They need to provide the name of the original creditor and the...
Archived
I bought a used car with 90 day warranty. Transmission went out in two weeks, can I get out of this contract?
Gregory's answer
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Answered on July 01, 2013
A transmission is a serious issue. If there were pre-existing problems with the tranny that were not disclosed, you may have a claim. You need to...
How to handle Midland Funding, Credit Collections?
Gregory's answer
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Answered on June 26, 2013
So I have an assumption that the Midland lawsuit was filed in NY? If that is the case, then you need to defend it there, if it isn't already too...
Archived
Daughters mort. co bounced a check for real estate taxes. All payments made on time. Ruined her credit by not reporting to
Gregory's answer
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Answered on June 26, 2013
Attorney Geisenberger's advice to obtain a consumer attorney is spot on. I am a member of the National Association of Consumer Advocates (NACA)...
Archived
Is length of time a reason to dispute a debt owed? This debt was sold to a collection agency 8 years after the last payment.
Gregory's answer
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Answered on June 26, 2013
Attorney Laputka's answer is correct, I just want to add a bit to it. The only way to really try to attack this is to find a defect in the court...
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