Questions answered by Gregory Thomas Artim

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Statute limitations PA

Gregory's answer | Answered on January 30, 2014

When you opened the account is irrelevant. What matters is when you defaulted. The default occurs when you stop making payments. From that time,...

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I can't stand debt collectors I am about to go off

Gregory's answer | Answered on January 28, 2014

Please explain the harassment in a little more detail. A debt collector certainly is allowed to call you. It would also be helpful to know...

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Civil case New Century suing me for $600 old credit card $300 limit No contract with them what do I do to dismiss this

Gregory's answer | Answered on January 21, 2014

Many of these claims are beyond the SOL. If that is the case, then you may have a claim against them. New Century is a debt buyer who is fairly...

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I'm being sued by a recovery service for a debt owed to citi financial, can they collect as I've never signed anything with them

Gregory's answer | Answered on January 17, 2014

Please do not file an Answer as the other attorney suggested. It sounds like you have a debt buyer lawsuit. In Pennsylvania, the proper response...

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22 year old child purchased 2008 Nissan Pathfinder 8 months ago. Transmission blew 2 weeks ago, dealership states they cannot

Gregory's answer | Answered on January 14, 2014

You may have a breach of warranty claim or an unfair trade practice claim. Obviously, a transmission shouldn't die after two weeks. Contact my...

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I asked a question earlier about a debt collector named client management service or cms saying that i have ti pay the full anou

Gregory's answer | Answered on January 10, 2014

I handle these cases every day and I am not familiar with that company, they must be new, or small. Please don't follow the previous suggestion...

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Do I have to defend a civil complaint on credit card debt that has entered the "statute of limitation"

Gregory's answer | Answered on January 08, 2014

You have to follow legal procedures just like everyone else. Just because you say that the SOL has expired doesn't make it so, at least not in the...

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What is the best way to negotiate a settlement for a debt? Being sued for a debt but there was more to it then this.

Gregory's answer | Answered on January 01, 2014

Are you sure that you want to settle? Are you sure that you should settle? You haven't advised who it is that sued you. Was it an individual? ...

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What should they do and how should they do it?

Gregory's answer | Answered on December 26, 2013

Attorney Rubin's answer is spot on. This question is impossible to answer with the very limited information that you have provided. If the debt...

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If a cash advance is charged off can a collection agency still collect on the cash advance or threaten to take you to court

Gregory's answer | Answered on December 17, 2013

A charge-off is an accounting term, it means very little to you. I defend credit card lawsuits and every single case that I handle has been...

Gregory Thomas Artim's Answers (849)

Statute limitations PA

I can't stand debt collectors I am about to go off

Civil case New Century suing me for $600 old credit card $300 limit No contract with them what do I do to dismiss this

I'm being sued by a recovery service for a debt owed to citi financial, can they collect as I've never signed anything with them

22 year old child purchased 2008 Nissan Pathfinder 8 months ago. Transmission blew 2 weeks ago, dealership states they cannot

I asked a question earlier about a debt collector named client management service or cms saying that i have ti pay the full anou

Do I have to defend a civil complaint on credit card debt that has entered the "statute of limitation"

What is the best way to negotiate a settlement for a debt? Being sued for a debt but there was more to it then this.

What should they do and how should they do it?

If a cash advance is charged off can a collection agency still collect on the cash advance or threaten to take you to court