Are these legal tactics for them to attempt to collect on a debt I clearly am not aware of?

Since I'm the third person to answer, I'm just going to use one word. SCAM

What should I do to get the documentation on this alleged loan? I already tried contacting the loan company but no response.

This is a scam. Any company that refuses to give you a mailing address is refusing for a reason (scam). Any company that is refusing to send you...

Do I need to file an answer to a lawsuit that we are settling?

I strongly, strongly suggest that you consult with a consumer attorney before settling a debt buyer case...unless it is a very small one. The...

Is it legal for a collection company working for my bank to discuss my account/situation with someone not attached to the loan?

No, it is not. The collection company may have violated the Fair Debt Collection Practices Act. You should consult with a consumer attorney. ...

Wow. Wherever you heard or read about arrest and jail for failing to pay debts, well, do not ever go back to that source. There are no debtor's...

Do I have any rights to sue Mercedes? CarMax? Wash my hands of this car? There is no way 2008 Benz should be this crappy!

For the most part, there are vehicle laws to protect new vehicle purchases or used vehicle purchases where the vehicle has a warranty. There are...

Can I Sue an Original Debt Collector for Improper Debt Collection Practices?

The FDCPA does not apply to original creditors, but, you mention that this is a debt collection letter. If it is from a debt collector, then you...

Can I sue or counter sue these collectors?

How can you sue a collector if you admittedly cannot prove that someone else is using your ID? In any respect, you need to have a consumer...

Can I get my money back, I don't feel safe in this car?

You need a phone or in person consult with a Consumer Attorney who handles Lemon law or breach of warranty matters. Be prepared to discuss the...

Is it possible for me to claim that I am insolvent based off of the information above?

I don't see that this is a legal question, it's an accounting question. You should be asking this question to a CPA, not an attorney. Having...