What you should do is check your REAL credit reports. Transunion, Experian and Equifax offer real credit reports. You can obtain one from them...

Have not psid on credit cards, extreme hardship. Could I go to jail

No you cannot go to jail. Debtors prisons have not existed for, well, I believe 200 years.

The only option is to have the specifics reviewed by a consumer attorney. You have no idea what you are doing and you should not contact them...

If you can afford to settle, then you can afford an attorney. Midland is NOTORIOUS for failing to have enough evidence to beat you in court., Why...

What should I do

Call the police, obviously. Theft is a crime.

You can sue anyone at any time for any reason. Having said that, I would imagine the legal fees would be more than the amount on the pre-paid gift...

What do I do

The fact that you have no income means nothing to this case. The court is there to determine two things. 1 Do you owe this company money? 2. ...

How do I get the information?

You were right to ask questions and you were right not to pay. You didn't go far enough, however. If they told you the information that you...

Yes, anyone can take public photos. They don't have to tell you that they are taking photos.

Unpaid credit card debt

Both things will happen. After 7.5 it will fall off. Having said that, the debt doesn't die. They can still try to "collect". The issue...